Tag Archives: Retail Distribution Review
Buy now while IFAs last?
Commission comes at a cost and a cost that is rarely counted Continue reading
Posted in corporate governance, Retail Distribution Review, Retirement
Tagged Business, Business and Economy, corporate governance, corporate risk, Education, Employment, Financial services, Financial Services Authority, Independent Financial Adviser, Insurance, National Employment Savings Trust, pension, public sector, regulation, Retail Distribution Review, Retirement, Saving, Scheme, Society
13 Comments
Could we find a truly independent financial adviser?
The Playpen met for lunch as they do every first Monday of the month to discuss a question posed to us by Paul Bradshaw- serial entrepreneur and the inventor (according to Alan Smith) of the £50,000 pa PEP. In attendance Bill … Continue reading
We can negotiate our DC charges (and it does matter!)
CHARGES ARE ABOUT THE ONLY FEATURE OF OUR PENSION PLAN DESIGN THAT WE CAN CONTROL.
Posted in dc pensions, NEST, Retail Distribution Review
Tagged AMC, Bond duration, Company, dc pensions, Defined contribution plan, Employment, Financial services, Insurance, National Employment Savings Trust, Negotiation, NEST, pension, Percentage, Present value, Retail Distribution Review, Retirement, Total Expense Ratio
3 Comments
What we can and cannot do (to provide our staff with better DC pension outcomes)
The Pensions Regulator has challenged us to establish what can practically be done for staff with DC pensions.
Continue reading
Posted in annuity, corporate governance, dc pensions, de-risking, NEST, pensions, Retail Distribution Review, Retirement, twitter
Tagged annuity, corporate governance, corporate risk, dc pensions, de-risking, Defined contribution plan, Economics, Employment, European Union, Financial services, Life annuity, National Employment Savings Trust, NEST, pension, Pension new, Pension Poverty, Pension Protection Fund, pensions, Pensions, Public Sector Pensions, Retail Distribution Review, Retirement, The Pension Regulator, twitter
9 Comments
Two and a half cheers for UK pensions
The other man’s grass is always greener or so it would seem if you work in the UK pension industry. Over the years we have got used to a succession of overseas dignitaries visiting our shores, speaking at our conferences and … Continue reading
Posted in mallowstreet, NEST, pension playpen, pensions, redington, Retail Distribution Review, Retirement, Treasury
Tagged Financial Assistance Scheme, Institute of Actuaries, mallowstreet, NEST, New Zealand, pension, Pension new, pension playpen, Pension Poverty, Pension Protection Fund, Pensions, pensions, Politics, Public Sector Pensions, redington, Retail Distribution Review, Retirement, Royal Society for the encouragement of Arts Manufactures & Commerce, Royal Society of the Arts, South Africa, The PEnsion Regulator, Treasury, United States, USA
2 Comments
Advice where advice is needed
I’ve been reading Aegon’s latest report into Incentives for Saving and the consumer research that backs it up. It makes pretty dismal reading.
Posted in dc pensions, pensions, Retail Distribution Review, Treasury
Tagged Aegon, dc pensions, Financial adviser, Financial services, Life annuity, National Employment Savings Trust, pension, Pension new, Pension Poverty, pensions, Pensions, Politics, Retail Distribution Review, Retirement, Scottish Equitable, The PEnsion Regulator, Treasury
7 Comments
UK Pensions – How Lucky We Are
We should be proud of our pension system and I for one go into 2011 believing that America and other nations can look to the UK for leadership in this field. Continue reading
Posted in annuity, pensions, Retail Distribution Review, Retirement
Tagged Alabama, annuity, City Council, Defined benefit pension plan, Financial Assistance Scheme, Lehman Brothers, New York Times, pension, Pension new, Pension Poverty, pensions, Retail Distribution Review, Retirement, The PEnsion Regulator, United States
8 Comments
Advice and leadership
The Government has finally found a way forward Continue reading
RDR- GPPs and advice
IFAs have a job to do in providing workplace advice but it’s not in selling people the idea of joining their company’s group personal pension.