Tag Archives: George Osborne

How much flexibility do DC savers want?

  The PPI have taken research conducted by  Opinium on 1000 individuals aged over 40 actively saving into DC and come up with their own analysis. The report suggests that in this group there is a high level of awareness of the … Continue reading →

Posted in pensions | Tagged , , , , | 4 Comments

The great pension bank robbery

  I give 2 ½ cheers George’s pension package, the “½” being for the complex misrepresented “death-tax” changes which are regressive, complicated and could easily have been dealt with using inheritance tax legislation already in place. I give no cheers … Continue reading →

Posted in advice gap, annuity, auto-enrolment, NEST, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , | 3 Comments

Don’t get fooled by the phoney pension giveaway

The phoney give-away The most accurate measure for the success of private pensions in the UK is the replacement ratio; a measure of what percentage of people’s pre-retirement income is replaced by savings specifically for retirement. Steve Webb and the … Continue reading →

Posted in annuity, Politics, Public sector pensions | Tagged , , , , , , , , , , , , , , , , , , , , | 5 Comments

21st Century Retirement Income Update

  Well here I am in a Village hotel under the M1 seven miles south of Leeds to chair a day long conference on the opportunities for financial advisers from George Osborne’s Budget Changes (the photo is the lovely view … Continue reading →

Posted in corporate governance, First Actuarial, NEST, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

9 days that shook the (pension) world.

  It began with the budget and ended with an FCA probe on Zombie funds. On the way we have had an 111 page paper that provides an ongoing framework for pension governance , bans pension commission and caps provider … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , | 2 Comments

George Osborne ate my pension – a blog by Hilary Salt

This is a blog written on Hilary Salt’s Facebook page which everyone should read. They aren’t my views and I don’t agree with a lot of what Hilary is saying, but this is the first coherently argued position I have … Continue reading →

Posted in annuity, dc pensions, de-risking, pensions | Tagged , , , , , , , , , , , , , , , , | 13 Comments

“Annuities George, what took you so long?”

We have failed 1.5m annuitants- what took us so long? Continue reading →

Posted in annuity, pensions | Tagged , , , , , , , , , , , , , | 5 Comments

Annuity – RIP

  I guess the moment I heard the news on the scrapping of compulsory annuities will stick in the memory like the moment I heard of the death of Elvis/Lennon and Princess Di. All morning we’d heard the helicopters hovering … Continue reading →

Posted in auto-enrolment, pension playpen, pensions, Popcorn Pensions, St Paul's | Tagged , , , , , , , , , , , , , , , , , , | 2 Comments

So what’s new in pension reform?

This is a round-up of the current issues buzzing around pensions; we’ll be producing plenty of these bulletins from http://www.pensionplaypen.com so do sign up to its email to get them. Auto-enrolment is underway; but even as staging commences, new pension … Continue reading →

Posted in Australia | Tagged , , , , , , , | 12 Comments

Pensions Rocked again

Five great bands A full house A proper bunch of judges A fabulous back up team! It’s easy to think Pension Rocks just happens. Last Thursday’s final was so relaxed, well-organised and so darned good that it’s easy to forget what an amazing … Continue reading →

Posted in pension playpen, Pension Rocks III, pensions, Popcorn Pensions | Tagged , , , , , , , | 1 Comment