Tag Archives: David Pitt-Watson
Target Pension Plans
This is a briefing to employers and politicians from the Friends of CDC. Target Pension Plans are a new type of pension plan for the UK. Also known as Collective DC plans, they work on a pooled basis, where members … Continue reading
Do consumers benefit from risk-based pricing?
may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading
Heavyweight support for CDC – the Dutchmen strike back!
I sit and watch; – like 1.2m other employers, I just want to see the money I pay into a workplace pension generate the best outcomes it can. Continue reading
Posted in actuaries, advice gap, auto-enrolment, CDC, David Pitt-Watson, NEST, pensions, Retirement, workplace pensions
Tagged Aviva, Bank of England, CDC, David Pitt-Watson, Dutch, Government, John, pension
7 Comments
Those Dutch pension cuts in full!
Final figures from the Dutch central bank DNB show a total of 66 Dutch pension funds have been forced to curtail pensions due to funding shortfalls. Continue reading
Posted in actuaries, Bankers, pensions
Tagged Amsterdam, David Pitt-Watson, Dutch, Financial services, Funds, Investing, pension, Pension fund
11 Comments
Whatever we do, let’s do it together
I have just read a Report by Demos which ends like this The shift in private retirement coverage from traditional pensions to individual retirement plans has made the goal of a comfortable retirement a risky, costly gamble. A fortunate few will … Continue reading
“Stick or twist” for the lifecos.
It is hard for the insurers to twist because they think the dealer’s against them. Continue reading
Posted in annuity, auto-enrolment, customer service, David Pitt-Watson, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, Popcorn Pensions, Retail Distribution Review, Retirement, social media
Tagged Aviva, BlackRock, David Pitt-Watson, House of Fraser, John, Legal & General, National Employment Savings Trust, Standard Life
21 Comments
“What’s expensive for a pension these days?”
Most UK pension people may still agree with you and see 0.9% as cheap but not me. It might have been cheap in 2000 and it certainly isn’t today! Continue reading
Posted in auto-enrolment, brand, corporate governance, customer service, David Pitt-Watson, dc pensions, fish, one pound fish, pensions, Personality, Retirement
Tagged AMC, Australia, David Pitt-Watson, Dutch, John, John Denham, Legal & General, pension
24 Comments
Vertical disintegration
14 of the largest insurer offering pension plans have agreed to publish the true costs of the funds they off to people buying the personal and company pensions they run. These funds sit on “platforms” which provide investment administration , keep … Continue reading
Can Britain afford Proper Pensions? Play Pen Lunch 01/10/12
The discussion focussed on the question “can Britain afford proper pensions” which broke into three questions. 1 What makes a pension proper? 2. What is the true price of funding for pensions? 3. What are the consequences of not pre-funding … Continue reading
Posted in pension playpen
Tagged Britain, David Cameron, David Pitt-Watson, Employment, Funds, Government, pension, UK State Pension
3 Comments
Abusing the voice of the people – a call for better pensions
Evangelists of social media cite the wisdom of the crowd. But wisdom and gullibility are two sides of the same coin and those who marvel at the capacity of groups to congregate around their chosen solutions, demonize their herd mentality when the crowd looks elsewhere. “Vox … Continue reading
Posted in annuity, auto-enrolment, Change, David Pitt-Watson, dc pensions, defined aspiration, Henry Tapper blog, leadership, NEST, pension playpen, pensions, Personal Accounts
Tagged Bernard Levin, David Pitt-Watson, Defined benefit pension plan, Dutch, pension, Steve Webb, Tesco, Totalitarianism
5 Comments