Tag Archives: David Pitt-Watson

“Stick or twist” for the lifecos.

Posted on April 1, 2013 by henry tapper

It is hard for the insurers to twist because they think the dealer’s against them. Continue reading →

Posted in annuity, auto-enrolment, customer service, David Pitt-Watson, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, Popcorn Pensions, Retail Distribution Review, Retirement, social media | Tagged , , , , , , , | 21 Comments

“What’s expensive for a pension these days?”

Posted on March 31, 2013 by henry tapper

Most UK pension people may still agree with you and see 0.9% as cheap but not me. It might have been cheap in 2000 and it certainly isn’t today! Continue reading →

Posted in auto-enrolment, brand, corporate governance, customer service, David Pitt-Watson, dc pensions, fish, one pound fish, pensions, Personality, Retirement | Tagged , , , , , , , | 24 Comments

Vertical disintegration

Posted on January 20, 2013 by henry tapper

14 of the largest insurer offering pension plans have agreed to publish the true costs of the funds they off to people buying the personal and company pensions they run. These funds sit on “platforms” which provide investment administration , keep … Continue reading →

Posted in auto-enrolment, David Pitt-Watson, dc pensions, hargreaves lansdowne, pensions | Tagged , , , , , , , | 17 Comments

Can Britain afford Proper Pensions? Play Pen Lunch 01/10/12

Posted on October 2, 2012 by henry tapper

The discussion focussed on the question “can Britain afford proper pensions” which broke into three questions. 1  What makes a pension proper? 2. What is the true price of funding for pensions? 3. What are the consequences of not pre-funding … Continue reading →

Posted in pension playpen | Tagged , , , , , , , | 3 Comments

Abusing the voice of the people – a call for better pensions

Posted on September 29, 2012 by henry tapper

Evangelists of social media cite the wisdom of the crowd. But wisdom and gullibility are two sides of the same coin and  those who marvel at the capacity of groups to congregate around their chosen solutions, demonize their herd mentality when the crowd looks elsewhere. “Vox … Continue reading →

Posted in annuity, auto-enrolment, Change, David Pitt-Watson, dc pensions, defined aspiration, Henry Tapper blog, leadership, NEST, pension playpen, pensions, Personal Accounts | Tagged , , , , , , , | 5 Comments

Can we get our business leaders to bother with pensions?

Posted on September 28, 2012 by henry tapper

Our business leaders, a unique band of not more than a couple of thousand men (mostly), have not been leading the debate on workplace pensions. While Steve Webb and the DWP have proclaimed auto-enrolment as a transformational event, those charged … Continue reading →

Posted in auto-enrolment, CDC, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, defined aspiration | Tagged , , , , , , , | 5 Comments

Getting CEOs and Chairmen “seriously relaxed” about pensions.

Posted on September 27, 2012 by henry tapper

I don’t normally hob nob with FTSE 30  Chairmen so when I met one at a party over the weekend I hit on him about pensions…this is the nub of the conversation Me-What do you know about auto-enrolment? Chairman-My pension person … Continue reading →

Posted in auto-enrolment, corporate governance, pensions | Tagged , , , , , , , , , , | 12 Comments

Maybe consumer cynicism about pensions is right..

Posted on September 24, 2012 by henry tapper

I want to restore faith in a pensions system we were once proud of. Yesterday I wrote about the Plumbing and Mechanical Services Pension Scheme – which you can read about here. Today I am praising a brilliant pamphlet published by … Continue reading →

Posted in dc pensions, defined aspiration, Financial Education, Management, pension playpen, pensions, Retirement | Tagged , , , , , , , | 11 Comments

So you want better pensions?

Posted on August 28, 2012 by henry tapper

I’m going to Holland next week to talk to European Fund Managers about how they engage with the UK DC market, it could be a short presentation. Ironically, the Dutch  pension system is delivering 50% more pension – per pound … Continue reading →

Posted in annuity, auto-enrolment, Change, Management, Martin Lewis, pensions, Personal Accounts, Retirement | Tagged , , , , , , , | 9 Comments