Category Archives: brand
I’m in- who’s out?
I’m serving up a dish which may have gone cold in your inbox or may not have reached you at all. Personally I’m not concerned about opt-out rates, even if they crept above the 9% generally advertised. That Ceridian … Continue reading
Posted in advice gap, auto-enrolment, Bankers, brand, Change, corporate governance, Payroll, pensions
Tagged Asset management, Bankers, BNP Paribas, Business, Business and Economy, Ceridian, dc pensions, Employment, FCA, Government, Insurance, pension, Pension new
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TPAS – the light shines on!
TPAS – bridging the pensions advisory gap! The light shines on… Continue reading
Posted in auto-enrolment, brand, corporate governance, Henry Tapper blog, investment, pension playpen, pensions
Tagged Business, Business and Economy, corporate risk, DWP, Financial services, Michelle Cracknell, pension playpen, Pension Poverty, Pension Regulator, pensions, Steve Webb, TPAS
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Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying).
Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying). Continue reading
Posted in auto-enrolment, Bankers, brand, Farefail, Financial Education, First Actuarial, FSA, hedge funds, infrastucture, investment, London, Management, middleware, NEST
Tagged AMC, Business, Business and Economy, charges, costs, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, Government, National Employment Savings Trust, NEST, pension, Pension Regulator, pensions, Retirement, Steve Webb, TER, Total Charge
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Getting use to managing pensions ourselves
The ideas of personal financial empowerment and independent financial advice grew up hand in hand. But they are mutually exclsusive concepts and ill-matched bedfellows. Now that we have the means to do it ourselves, we need to be allowed to. … Continue reading
Humankind cannot stand too much reality.
TS Eliot was right as the game-makers King have proved with their addictive smart phone and Facebook app Candy Crunch. Candy Crunch is a game that involves wiping out rows of candy shaped icons from a screen. Wipe enough and … Continue reading
Posted in Bankers, brand, Candy Crunch
Tagged Business, Business and Economy, Facebook, social media, twitter
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Should we give the ABI one last chance on charges?
We need change and though this document sees the ABI moving in the right direction- this document stops short of showing the insurers are yet to “get it”.
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Why insurers, not pension schemes, have taken the infrastructure challenge
The announcement this morning of the National Infrastructure Plan (NIP) includes the government selling off its 40% stake in the Eurostar rail service. In all, about £375bn of investment in energy, transport, communications, and water projects is planned. You can … Continue reading
Whatever happened to the pensions-linked mortgage?
I phoned my bank yesterday looking for a mortgage. “How long do you want your mortgage for Mr Tapper?” “Fifteen years” “I’m sorry Mr Tapper, we can’t lend on an interest only basis beyond your 65th birthday so that will … Continue reading
Do employers have a duty of care to their staff when they retire?
If you take the Daily Express, you will have been reading a series of front page headlines about “rip-off pensions”. Here’s this Thursday’s edition http://www.express.co.uk/news/retirement/423869/Millions-hit-by-scandal-of-pensions-rip-off . The argument is based on some recently released figures “A 65-year-old with average pension … Continue reading
Posted in advice gap, annuity, auto-enrolment, brand, club pension, customer service, dc pensions, pensions
Tagged annuity, Business and Economy, Government, Investing, Liability Driven Investment, Life annuity, National Employment Savings Trust, pension playpen, Pension Protection Fund, pensions, public sector, Public Sector Pensions, Steve Webb
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Whatever happened to insurance?
If the man on the Clapham Omnibus was able to feel secure that he was insured against living too long, dying too soon or losing an income through sickness, mightn’t we have a simpler and more stable platform on which to build? Continue reading
Posted in annuity, Bankers, brand, leadership, Payroll, pensions, workplace pensions
Tagged Actuarial science, annuity, annuity purchase, Business, pension, Pension new, Retirement
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