Monthly Archives: January 2014
Exploring the cost of ownership – Guest blog from Dr Chris Sier
Introduction The pension fund value chain is overly complex, costly and completely opaque to the end consumer. The Kay Review of UK Equity Markets and Long-term Decision-making (2013) highlighted this. In fact, the total cost of owning (TCO) a pension … Continue reading
“Innovation – what innovation?” – Pension PlayPen confounded by DC investments
The 50th London Pension PlayPen lunch took place as ever at the Counting House (attendees listed below). At the opening show of hand six of us could see no great innovation happening in UK DC and three saw “potential” or … Continue reading
The worst kind of paternalism
They’re all , fat and old, queuing for the House of Lords Continue reading
Posted in Music, pensions, Popcorn Pensions, Public sector pensions, RBS
Tagged Civil Servants, DWP, House of Lords, Paternalism, Remote Control, Steve Webb, The Clash
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The value of the triple-lock,
No doubt there will be many commentators who will sneer at this promise of Cameron’s. I will not be one of them. Continue reading
A promise or a guarantee?
If Steve Webb wants AE to work, he should stop turning promises into guarantees and burdening employers with unforeseen liabilities and huge consultative and administrative costs. Continue reading
Posted in actuaries, auto-enrolment, corporate governance, EU Solvency II, Fiduciary Management, leadership, Liability Driven Investment, pension playpen, Popcorn Pensions, steve webb
Tagged Benefit, Business, Business and Economy, dc pensions, de-risking, Defined benefit pension plan, Guarantee, pension, Pension new, pension playpen, Retirement, Steve Webb
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Pot follows member – not around here it doesn’t!
I took a look at this scorpion and decided enough was enough, I told myself… I’m going to liberate my personal pensions and section 32 policies from high charges, poor fund management and non-existent governance into my new plan which … Continue reading
The trusted word
This is the model for what we are doing with Pension PlayPen, an attempt to harness the energy and credibility of a linked in group, the probity of an actuarial practice and the needs of advisers, employers and regulators to see through a great endeavour, the wholesale adoption of funded workplace pensions into our business culture.
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Posted in actuaries, advice gap, Consolation, First Actuarial, Linkedin, mallowstreet, poetry, Retirement, welfare, workplace pensions
Tagged Business, Financial services, Government, Linked in, pensions, social media, twitter, YouTube
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America and Britain are in the midst of major welfare reforms – in this slow process, patience is a virtue
America and Britain are in the midest of major welfare reforms – in this slow process, patience is a virtue.
Posted in pensions
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Lou- it’s the beginning of a great adventure!
I wish you strength, good humour and fortitude and I hope you wish it back. Continue reading
Posted in London, pension playpen, pensions
Tagged Adventure, advice, Best Endeavours, Lou Reed, pension playpen
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