Tag Archives: Pension Poverty
It’s the legacy, stupid!
If we really care about retirement outcomes, we have to think about this stuff and the £20bn of unclaimed (orphaned) pensions that are hanging around in the back cupboards of life companies and occupational pension schemes alike. Continue reading
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Liability Driven Investment, Martin Lewis, pensions, Treasury
Tagged annuity, corporate governance, corporate risk, customer service, dc pensions, de-risking, Financial services, Hill Samuel, Insurance, Liability Driven Investment, Life annuity, Martin Lewis, moneysavingexpert, pension, Pension Pound, Pension Poverty, pensions, policing, Politics, Scottish Widows, Standard Life, The Pension Regulator, Treasury
6 Comments
None of my business
I went to a meeting last week at the end of which the pension manager I was speaking with asked “I can see why this matters but why are you bothering?”. A very sensible question as it happened since the commercial … Continue reading
Posted in annuity, dc pensions, de-risking, pension playpen, pensions, Retirement
Tagged Actuarial science, annuity, Business, dc pensions, de-risking, Economics, Financial services, Human Resources, Insurance, Jenny Davidson, Life annuity, moneysavingexpert, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, pensions, Retirement
7 Comments
A pound spent on pension’s as good as salary – the new golden rule
I published a blog recently on the need for the DWP to take notice of the real concerns of the ASA. It got some really interesting comments made on various sites mainly opposing the ACA’s pessimism. Interestingly the pessimism of the actuaries mirrors … Continue reading
Posted in annuity, corporate governance, dc pensions, Fiduciary Management, pension playpen, pensions, Retirement
Tagged annuity, Business, corporate governance, croydon, dc pensions, Economics, Employment, Fiduciary Management, Financial services, Human Resources, Insurance, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Pound, Pension Poverty, pensions, Pensions, Politics, Public Sector Pensions, Retirement, Salary, Society
4 Comments
How much volatility can we take? Pension Play Pen Lunch Sept 5th 2011
James Smith- First Actuarial Ben Mulroney– mallowstreet Jenny Kreser – Silverman Sherliker Mark Benfold Railway Pension Scheme Malcolm Delahaye – Supertrust Jennny Yeo – Affiliate Managers Paull Chapple -Close Brothers Jeroen Wilbrink – Partner at SECOR Asset Management Thornton Wells – Mattioli Woods Michael Clarke -Capita … Continue reading
Posted in dc pensions, de-risking, Liability Driven Investment, mallowstreet, pension playpen, Retirement
Tagged Actuarial science, Ben Mulroney, corporate risk, dc pensions, de-risking, Financial services, Human Resources, Liability Driven Investment, mallowstreet, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, Pensions, Politics, Retirement, Risk Management, trustee
8 Comments
The right to screw up your pension
There’s a place in Iceland where the American and European tectonic plates grind together like two sets of molars. At Thingvellir you can smell the sulphur emitting from the fissures where the plates grind and you can peer into the unfathomable … Continue reading
Scheme Pensions aren’t the magic bullet -yet
There seems to be irrational exuberance among some parts of the IFA community that a new solution is round the corner to what are seen to be the poor “at retirement” options presented by conventional annuities or the new drawdown (under … Continue reading
Posted in NEST, pensions, Retail Distribution Review
Tagged Employment, Financial services, Insurance, Joe Bloggs, National Employment Savings Trust, NEST, pension, Pension new, Pension Pound, Pension Poverty, pensions, Pensions, Personal pension scheme, Public Sector Pensions, Retail Distribution Review, Society, The Pension Regulator
21 Comments
When “two sevens clash”
When I was a kid growing up in a very white part of Britain, I was fascinated by a guy called Joseph Hill who was predicting a calamity on the 7th July 1977 which pretty well brought to Jamaica to a … Continue reading
The case for doing nothing
There is a case for doing nothing and it is a logical case- but it’s not a course of action I intend to follow, Continue reading
Posted in corporate governance, dc pensions, de-risking, Retirement
Tagged Actuarial science, Business, corporate governance, corporate risk, dc pensions, de-risking, Education, Financial services, National Employment Savings Trust, pension, Pension new, Pension Pound, Pension Poverty, Pensions, Rate of return, Retirement, Saving, Society, unilever, Wine tasting descriptors
14 Comments
Accounts and accountability-who pays for NESTCorp?
I am a lover of NEST– of collective DC – of private and public partnerships that bring better funded pensions to people for whom the current system cannot reach. I have made my own private submission to the Work and … Continue reading
Posted in NEST, pensions, Personal Accounts, Retirement
Tagged Business, Department for Work and Pensions, Employment, Financial services, Government, National Employment Savings Trust, NEST, pension, Pension new, Pension Pound, Pension Poverty, Pensions, pensions, Personal Accounts, Politics, Public Sector Pensions, Retirement, Saving, Scheme, Select committee (Westminster system), Society, Tata Consultancy Services
11 Comments