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Tag Archives: de-risking
Think first – sell later
Think first – sell later- a dictum to be followed in the next 12 months Continue reading
George Osborne ate my pension – a blog by Hilary Salt
This is a blog written on Hilary Salt’s Facebook page which everyone should read. They aren’t my views and I don’t agree with a lot of what Hilary is saying, but this is the first coherently argued position I have … Continue reading
Posted in annuity, dc pensions, de-risking, pensions
Tagged annuity, Budget 2014, Business, Business and Economy, dc pensions, de-risking, defined benefit, Defined benefit pension plan, DWP, Financial services, George Osborne, Insurance, Office for Budget Responsibility, Pension Liberation, Pension new, pensions, Retirement
13 Comments
Annuity – RIP
I guess the moment I heard the news on the scrapping of compulsory annuities will stick in the memory like the moment I heard of the death of Elvis/Lennon and Princess Di. All morning we’d heard the helicopters hovering … Continue reading
Posted in auto-enrolment, pension playpen, pensions, Popcorn Pensions, St Paul's
Tagged annuity, Budget 2014, Business, corporate risk, dc pensions, de-risking, Defined benefit pension plan, Drawdown, DWP, Employment, Financial services, George Osborne, Government, pension, pensions, Rest in Peace, Retirement, RIP, Steve Webb
2 Comments
All the right funds- not necessarily in the right order (a budget prescient blog)
I wrote this blog hours before the budget which abolished annuities. For some reason I decided this morning, to write about investment as if annuities didn’t exist. From 2015, for new pensioners- they will no longer be the default, … Continue reading
Posted in auto-enrolment, CDC, corporate governance, dc pensions, de-risking, defined aspiration, Payroll, pension playpen, pensions, Popcorn Pensions
Tagged annuity, Business, Business and Economy, Collective Pensions, consumptions, corporate governance, corporate risk, dc pensions, de-risking, decumulation, Defined benefit pension plan, DGF, Diverification, Employment, Financial services, free-lunch, National Employment Savings Trust, notes, order, pension, pensions, Retirement, Steve Webb
4 Comments
Why do we treat charitable pension schemes as if they were for profit?
Charities are charitable and different – it should go without saying but it seems that many pensions people haven’t worked this out, Why are they different? Firstly they are not for profit and typically view their work as infinitely valuable in … Continue reading
The DWP charges wagon is firmly back on track
The last few days has seen a number of surprise developments culminating in a proposed amendment to the Pensions Act 1993. Poor fare for a thought piece? Read on! The original proposal for a wording proposed by Lords … Continue reading
Posted in Change, pensions
Tagged Business, charges, corporate risk, dc pensions, de-risking, DWP, Government, hidden charges, NEST, pension, Pension Protection Fund, Retirement, Society, Steve Webb
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Your life for sale – what a liquid annuity market could mean.
Why people like me get cross with him is that he is dangling carrots and waving sticks but the donkey is locked in the stable. To get the animal moving, Steve Webb or his successor is going to have to open the stable door. Continue reading
A capacity crunch?
The prospect of debating whether we get a capacity crunch in Auto-enrolment drew a capacity-crunching crowd to Wragge & Co.’s offices yesterday afternoon. Under the convenance of heroically quiffed Andy Agethangelou, some 50 of us attended a symposium on the current state … Continue reading
Posted in auto-enrolment, customer service, dc pensions, NEST, Payroll, pension playpen, pensions
Tagged annuity, Business, Business and Economy, Capacity crunch, CIPP, corporate governance, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Politics, public sector, Public Sector Pensions, Retirement, Society, Standard Life, Steve Webb, twitter, United States
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“You’d better shop around” – oh really?
The FCA have reported after their thematic review and told us what we already knew, the annuity market is not serving those who are buying annuities. Has this review anywhere to go? Micky Clarke on radio 5 live this morning … Continue reading
Posted in annuity, pensions
Tagged annuity, Business, corporate governance, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pension playpen, Retirement, Steve Webb
2 Comments
CDC for the people
The debate on Collective Defined Benefit has so far been a matter for politicians , academics and actuaries. Most people haven’t a clue what CDC is or how it might benefit or harm their retirements. I’ve been trying to broaden … Continue reading
Posted in CDC
Tagged Actuarial science, annuity, Business, Business and Economy, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, England, Financial services, Investing, Investment, Investment management, Life annuity, pensions, Retirement, Steve Webb, United States
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