Tag Archives: annuities
“My pension offer” – explaining CDC to a confused public!
John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions
Tagged annuities, Business, Business and Economy, CDC, collective, DC Defined Contributions, Defined benefit pension plan, Drawdown, DWP, Employment, Financial services, flexible drawdown, Flumps, Government, Human Resources, Insurance, NEST, pension, Pension Regulator, pensions, Retirement
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The Queens Speech; the sausage sandwich game – for pensions!
The Pensions Reforms in the Queens Speech had been broadly flagged in the Sunday Telegraph and subsequently. Nonetheless, the inclusion of Defined Ambition Pensions (aka CDC) (aka Target Pensions) is still a major surprise and will further stretch the UK … Continue reading
“What’s on our mind” Our wish-list for the Queen.
Just back from Windsor Castle to drop in a note from those at the Pension PlayPen lunch on Monday In case you’re interested, and I am, here’s what our diners delivered when asked “What do you want in the … Continue reading
Posted in pension playpen, pensions
Tagged annuities, Budget, CDC, Lunch, Pension Play Pen, Queen's Speech
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Have you got staff approaching retirement? Check out Pick-A
You and your staff save hard through your careers, you build up a pot of money and the time comes when you want to/have to draw on your savings to pay the bills, enjoy the holidays and look after … Continue reading
Posted in advice gap, annuity, Retail Distribution Review, Retirement
Tagged annuities, insurance companies, Retirement
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Chip off the old block?
My son Oliver has a blog and to my surprise has asked me to advertise it here … so here it is http://www.tapsport-o.blogspot.com It is a strange place. He doesn’t appear to have any interest in collective DC or annuities … Continue reading
Posted in Twickenham
Tagged annuities, Business, Collecting, Financial services, Home, Insurance, music, Ne-Yo, Recreation, Twickenham, United States, yeovil town fc
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The Grand old Duke at NEST- he had 5 million men
NEST has spent a good deal of time telling us how it will get its 5 million plus members up the retirement hill but very little on how it will get them down again.
Posted in NEST, pensions
Tagged annuities, Business, Insurance, Life annuity, National Employment Savings Trust, NEST, Open Market Option, pension, Pension new, Pensions, pensions, Retirement
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We need to do something about annuities
There is something fundamentally wrong with the annuity market that needs to be fixed Continue reading
Posted in dc pensions
Tagged 401k, ageing, annuities, compulsory, conservative manifesto, dc pensions, LDI, liberal manifesto, Longevity, Noel Fitzgerald, obama, pension, pensioners
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You don’t always know what you’ve got till it’s gone
So I’m 48, 15 months older and I’d be able to buy an annuity-but they’ve paved paradise and I’ll have to wait till 2016 which sucks Continue reading
What’s my “NEST” egg going to be worth?
While we continue to debate what a national savings scheme should be called, pensioners continue to shiver and the nation is no closer to a pensions solution for lower earners than when stakeholder pensions were first mooted 14 years ago. Continue reading
“I have looked over the cliff and I have seen DC”
It may have taken ten years but the precipitous drop to DC is now no joke. 2010 is likely to be a tipping point for many workplace pension schemes. Here are my personal predictions for the year ahead. Continue reading
Posted in dc pensions, pensions, Personal Accounts
Tagged annuities, dc pensions, DGF, EU Solvency II, Facebook, Local government pensions, Pension new, pensioners, pensions, Personal Accounts, twitter
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