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Tag Archives: Insurance
Seen but not read – passing the buck with a disclaimer
We are all familiar with small print that were it read would make sure no one would have time to take the necessary decision. We have learned to read selectively. Continue reading
Posted in corporate governance, dc pensions, de-risking, Martin Lewis, pensions, Retirement
Tagged Advertising, corporate governance, corporate risk, dc pensions, de-risking, Disclaimer, disclimer, Financial services, Insurance, Life annuity, Martin Lewis, moneysavingexpert, pension, pensions, Retirement, Website
2 Comments
It’s the legacy, stupid!
If we really care about retirement outcomes, we have to think about this stuff and the £20bn of unclaimed (orphaned) pensions that are hanging around in the back cupboards of life companies and occupational pension schemes alike. Continue reading
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Liability Driven Investment, Martin Lewis, pensions, Treasury
Tagged annuity, corporate governance, corporate risk, customer service, dc pensions, de-risking, Financial services, Hill Samuel, Insurance, Liability Driven Investment, Life annuity, Martin Lewis, moneysavingexpert, pension, Pension Pound, Pension Poverty, pensions, policing, Politics, Scottish Widows, Standard Life, The Pension Regulator, Treasury
6 Comments
Champagne down the drain
Many thanks to those who came, and those who wanted to come but couldn’t – not the easiest of days to get about.
Posted in annuity, dc pensions, de-risking, mallowstreet, Martin Lewis, Retail Distribution Review, Retirement
Tagged annuity, Daily Express, dc pensions, de-risking, Financial services, Human Resources, Insurance, Life annuity, mallowstreet, Martin Lewis, National Employment Savings Trust, pension, Pension new, Pensions, Politics, Retail Distribution Review, Retirement, Retirement annuity plan
12 Comments
None of my business
I went to a meeting last week at the end of which the pension manager I was speaking with asked “I can see why this matters but why are you bothering?”. A very sensible question as it happened since the commercial … Continue reading
Posted in annuity, dc pensions, de-risking, pension playpen, pensions, Retirement
Tagged Actuarial science, annuity, Business, dc pensions, de-risking, Economics, Financial services, Human Resources, Insurance, Jenny Davidson, Life annuity, moneysavingexpert, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, pensions, Retirement
7 Comments
Martin Lewis and the “real world”
And if you’ve ever heard Martin on the radio then you’ll know that he is a lot cleverer and does a lot more good than many of us would care to admit.
A pound spent on pension’s as good as salary – the new golden rule
I published a blog recently on the need for the DWP to take notice of the real concerns of the ASA. It got some really interesting comments made on various sites mainly opposing the ACA’s pessimism. Interestingly the pessimism of the actuaries mirrors … Continue reading
Posted in annuity, corporate governance, dc pensions, Fiduciary Management, pension playpen, pensions, Retirement
Tagged annuity, Business, corporate governance, croydon, dc pensions, Economics, Employment, Fiduciary Management, Financial services, Human Resources, Insurance, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Pound, Pension Poverty, Pensions, pensions, Politics, Public Sector Pensions, Retirement, Salary, Society
4 Comments
Be aware – IFAs at work!
In order for employers to get value from their employee benefit plans they had better be absolutely sure that they are delivered by advisers that need carry no wealth warning!
Continue reading
Posted in corporate governance, dc pensions, de-risking, Retail Distribution Review, Retirement
Tagged Business, corporate governance, corporate risk, dc pensions, de-risking, Employment, finance, Financial adviser, Financial plan, Financial services, Financial Services Authority, Human Resources, Independent Financial Adviser, Insurance, Marketing, National Employment Savings Trust, pension, Pension new, Pensions, Public Sector Pensions, Rage against the Machine, Retail Distribution Review, Retirement, Society, Trail commission
7 Comments
Scheme Pensions aren’t the magic bullet -yet
There seems to be irrational exuberance among some parts of the IFA community that a new solution is round the corner to what are seen to be the poor “at retirement” options presented by conventional annuities or the new drawdown (under … Continue reading
Posted in NEST, pensions, Retail Distribution Review
Tagged Employment, Financial services, Insurance, Joe Bloggs, National Employment Savings Trust, NEST, pension, Pension new, Pension Pound, Pension Poverty, pensions, Pensions, Personal pension scheme, Public Sector Pensions, Retail Distribution Review, Society, The Pension Regulator
21 Comments
Buy now while IFAs last?
Commission comes at a cost and a cost that is rarely counted Continue reading
Posted in corporate governance, Retail Distribution Review, Retirement
Tagged Business, Business and Economy, corporate governance, corporate risk, Education, Employment, Financial services, Financial Services Authority, Independent Financial Adviser, Insurance, National Employment Savings Trust, pension, public sector, regulation, Retail Distribution Review, Retirement, Saving, Scheme, Society
13 Comments
Culling seals
I have a new phrase in my vocabulary which relates to the activities of financial institutions that take advantage of the inertia of customers. I cannot tell you about the context in which I learned about this phrase as I am … Continue reading
Posted in customer service, dc pensions, de-risking, pension playpen
Tagged Chatham House, Chatham House Rule, corporate risk, Culling, customer service, dc pensions, de-risking, Financial services, Insurance, Open Market Option, pension, Pension new, pension playpen, Pension Poverty, Pensions, Politics, Seal hunting
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