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Tag Archives: Government
Ros Altmann’s presentation on the merits of employing #olderworkers
14 Jul 14 – Fuller Working Lives: Announcing the new Business Champion for Older Workers. A joint ILC-UK/DWP event hosted by Legal & General from ILC- UK According to Office for National Statistics estimates, in the next 10 years … Continue reading
Posted in accountants, advice gap, brand, pension playpen, pensions
Tagged dc pensions, Government, Insurance, older workers, pension, Retirement, Ros Altmann, social media, Steve Webb
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Carry on nudging!
We may just have been nudged. We’ve been getting interested in salary sacrifice. We have been building a salary sacrifice modeller into the workforce assessment tool on http://www.pensionplaypen.com by popular demand. Initially I had thought salary sacrifice was benefiting employers but … Continue reading
Pension PlayPen overall winner at IMAIA 2014!
We do “new”, not because old is wrong but because new is where the future is. So we entered the IMAIA this year at the behest of our friend and mentor Jenny Davidson, the new Reward Director at Talk … Continue reading
Posted in brand, Cruise boats, customer service, de-risking, gloriana, henley, Henry Tapper blog, pension playpen
Tagged Awards, Business, Employment, Financial services, Government, IMAIA, IMAIA14, Marketing, Pension new, pension playpen, pensions, Retirement, twitter
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Business relies on transparency – it’s time platform managers come clean
General principles Buying low and selling higher is the basis of all commerce. Intelligent purchasers seek to cut out intermediaries to buy direct. Smart intermediaries use their financial muscle to bulk-purchase, getting a better price than a single purchaser can … Continue reading
Posted in Change, FSA, pensions, smelly
Tagged charge, DWP, fee, fund charges, Fund platforms, Funds, Government, pension, Pension new, pensions, Retirement
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“We are as concerned as we can afford to be”
The DWP has now presented the draft bill that will enable Defined Ambition pensions to be set up, probably from this time in 2016. While lawyers pour over the clauses, it’s worth considering the responses the Government received to the ideas … Continue reading
Posted in David Pitt-Watson, dc pensions, defined ambition, defined aspiration, drawdown, pensions, Pensions Regulator, Public sector pensions
Tagged Business, CDC, Consultants, Defined Ambition, Defined benefit pension plan, DWP, Employment, Financial services, Government, Legislation, National Employment Savings Trust, pension, pensions, Pensions Bill, Retirement, Steve Webb
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Help! Volunteers needed to pick up Pension Play Pen awards!
Here is an unusual request but one you might just be able to help me with- it isn’t onerous! The first week of July is Henley week and it’s traditionally a time when we take Lady Lucy down the … Continue reading
Looks like the cost of buying a pension’s just gone through the floor
Good news- one insurer has just slashed its pension prices to make income drawdown affordable for all. For years we’ve been told that income drawdown was too expensive a pension management system for all but the DC glitterati. The consensus … Continue reading
This country needs a proper debate about old age
Do we understand how people want to get paid in retirement? Yesterday I wrote about the American 401K system and the risks taken by people who become too cautious as they become older. The value judgements implicit in the report … Continue reading
Posted in annuity, CDC, Financial Education, pensions
Tagged annuity, Business, de-risking, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, Pension Protection Fund, pensions, Politics, Retirement, Steve Webb, United States
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Why Steve Webb took a punt on CDC
To answer the question we need to understand the Government’s primary agenda; – to “win votes”. A secondary agenda is to “create a legacy by which it will be judged favourably”. If you are charitable, you might include a third … Continue reading
Why Face to Face Guidance may be impossible.
I didn’t know what to expect from the Life Planning Association, whose meeting I attended on Wednesday as a guest of Wladek Koch. What I got was an insight that makes sense of why I believe Face to Face … Continue reading