Category Archives: Henry Tapper blog
Need help finding your national insurance number?
We need our national insurance number for all kinds of reason. It is our unique personal identifier and we often get asked for it for everything from finding pension pots to hiring a car. It appears on your payslip and … Continue reading
Posted in advice gap, age wage, Henry Tapper blog, pensions
Tagged AgeWage, find pensions, Government Gateway, HMRC, pensions
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So what’s this “tough new regulatory environment” for DB pensions?
Next week I’m on holiday – but I’m not – because I’m doing loads of meetings and moderating a session at the DG DB pensions conference. What you have to do when you moderate these things is get all … Continue reading
Posted in de-risking, flood, Henry Tapper blog, pensions
Tagged DB, DB pensions, pensions, Waldorf
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So what’s unfair about a Pension Wealth Tax?
In this article I argue that any tax increases levied on the rich are ok by me, and I’m rich. The bias of vested interest The vast majority of people get tax relief on their pension contributions. Some people are excluded by … Continue reading
Posted in accountants, Henry Tapper blog, pensions
Tagged annual allowance, HMT, Lifetime allowance, pensions, scheme pays, Tax, Treasury, Wealth, wealth management
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Here’s to pensioners enjoying their pensions!
I’m on the Flying Scotsman to York (the Yorkshireman). My carriage is full of pensioners (including me), people thanking their lucky stars they’ve got the chance to ride behind this famous loco and sit in a beautiful compartment. And the … Continue reading
Posted in club pension, dc pensions, Henry Tapper blog, Pension Freedoms, pension playpen, pensions
Tagged Fun, Older People, pension playpen, pensioners, pensions
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There’s nothing democratic about genocide. FCA should stop “contingent charging” today.
The FCA have published two papers on transfers A policy paper CP 18/6 “Improving the quality of pension transfer advice and A consultation paper CP 18/7 “advising on pension transfers”. The upshot of which is that The FCA has gone back to … Continue reading
Posted in BSPS, de-risking, Henry Tapper blog, pensions
Tagged CETV, CP18/6, CP18/7, FCA, Genocide, pensions
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Workplace pensions – who gives a flying feck what’s going on?
Data or opinion? What’s the best measure of value? Most investors when looking for evidence and would prefer to trust data. Opinion is now measured by “the crowd”, the wisdom of a great number of people is turned into data. … Continue reading
Posted in Henry Tapper blog, IGC, pensions
Tagged charges, Data, governance, IGCs, pensions, Trustee boards, Value for Money, workplace Pensions
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The FCA can excel; the “non-workplace pension” paper’s a model of its kind
Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading
10 best read blog posts of 2017
In search order Why some transfer values are ridiculously high? 2017 was a year when the cash equivalent transfer value became fashionable again. When we look back at what CETVs have done to Defined Benefit pensions over the past 24 months, … Continue reading
Posted in Blogging, Henry Tapper blog, pensions
Tagged Blog, blogger, CDC, DB, henry tapper, pensions, Technology
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A method for the madness. Is the DWP Select Committee – pension’s best hope?
The diverse agenda of the DWP Select Committee might be considered madness. I am not going to write that their is method in this madness as it’s clear to me that we cannot properly consider freedoms, without looking at CDC for … Continue reading
Posted in drawdown, DWP, governance, Henry Tapper blog, pensions
Tagged Al Rush, CDC, Con Keating, DWP select committee, Frank Field, pensions
4 Comments
(s)Carey pensions!
Thanks to Angie Brooks for bring to our attention a very disturbing matter relating to Carey Pensions. “Careys” will be known to those working in the early days of auto-enrolment for providing auto-enrolment shells into which various entrepreneurial fund managers … Continue reading
Posted in dc pensions, drawdown, Henry Tapper blog, London, pensions
Tagged Carey, Carey Group, Carey Olsen, Carey Pensions, SIPPS, The Financial Ombudsman, The Pensions Regulator
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