Category Archives: First Actuarial

It’s not a capacity crunch it’s a traffic jam

the nature of the problem changes but the scale of the problem remains the same Continue reading

Posted in auto-enrolment, Financial Education, First Actuarial, Payroll, pension playpen, pensions | Tagged , , , , , , , | Leave a comment

Enough of this silly points-scoring!

We’re all at it and I don’t exclude me. Boys will be boys and give us a Business Development tag on our business cards and we go “all testosterone”. I got dissed last week by one of our rivals who … Continue reading

Posted in advice gap, First Actuarial, pensions | Tagged , , , , , , , | 3 Comments

The true and fair way to “cost” your investments

This machine will increase competition, drive out inefficiencies and increase respect for managers (with an eye to costs ) Continue reading

Posted in auto-enrolment, brand, Change, dc pensions, Financial Education, First Actuarial, hargreaves lansdowne, hedge funds, pensions | Tagged , , , , , , , | Leave a comment

The Regulator’s brilliant auto-enrolment website.

It is an example to other Government functions on how to engage with its audience. Continue reading

Posted in auto-enrolment, First Actuarial, pension playpen, pensions | Tagged , , , , , , , | 3 Comments

Those Dutch Pensions – a Civil Servant writes

I get some feedback on my blogs from people I know who don’t want to or aren’t allowed to go public. Here’s an example from a formidable figure and a personal friend (who I know/hope has the skin or a rhino … Continue reading

Posted in actuaries, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, First Actuarial, governance, pension playpen, pensions | Tagged , , , , , , , | 13 Comments

A method to chose your workplace pension scheme.

I’d value your feedback on a scoring system we are developing which aims to provide employers with a method of rating one pension proposition against another. We want it used by employers looking to establish a new workplace scheme, and those who … Continue reading

Posted in actuaries, auto-enrolment, Change, customer service, dc pensions, First Actuarial, Payroll, pensions, Personal Accounts, social media | Tagged , , , , , , , | 16 Comments

Working for the clampdown?

“what are we going to do now?” Joe Strummer asked in 1979. Are we still working for the Clampdown? Continue reading

Posted in actuaries, auto-enrolment, CDC, club pension, de-risking, defined aspiration, Financial Education, First Actuarial, pensions, Retirement | Tagged , , , , , , , , | 5 Comments

Chimp or chump? Fund Managers: Really, Really Bad at What They Do

For some years, First Actuarial have been running a “Monkey League” which pits the wits of 150 top brains against 1000 monkeys; the task, to pick two teams to do well and two to do badly in each of the four football … Continue reading

Posted in dc pensions, First Actuarial, monkey league, pensions | Tagged , , , , , , , , , | 2 Comments

Taxpayer subsidy for public service pensions to double over 6 years

This is an article from Michael Johnson. I agree with the numbers but I’m not so sure about the sentiment that lies behind it. As a nation we can afford anything if we chose to prioritise the spending and we … Continue reading

Posted in Financial Education, First Actuarial, pensions, Public sector pensions, Royal Mail, smelly | Tagged , , , , , , , | 8 Comments

Better-buying makes auto-enrolment work

The promise of “Wealth at work” has disguised the paucity of the pension outcomes when work finishes. Continue reading

Posted in auto-enrolment, corporate governance, dc pensions, First Actuarial, Henry Tapper blog, pensions, steve webb, target date funds | Tagged , , , , , , , | 15 Comments