Category Archives: First Actuarial
In the customer’s shoes; Dan Norman on our fund fiduciaries.
those charged with fiduciary responsibilities, including the managers themselves must, as Dan puts it “put themselves in their customers shoes” and start treating them fairly, Continue reading
Posted in actuaries, auto-enrolment, corporate governance, David Pitt-Watson, dc pensions, de-risking, Financial Education, First Actuarial, pension playpen, pensions
Tagged Asset management, Dan Norman, Funds, Gregg McClymont, Individual Savings Account, Investment management, Mutual fund fees and expenses
4 Comments
When pensions de-mutualise
When you take the mutuality out of pensions , you take good pensions out of mutuals. Continue reading
Cobblers shoes – how an adviser selects a pension for its staff
If we can find a pension provider that knows what “good” is, I will be pleased. But I worry whether that may be as much a challenge for us. Continue reading
Who’s been sleeping in my bed? Shocking stuff on stock lending.
Storage companies do not lend out your property, but fund managers do! Continue reading
Posted in dc pensions, Fiduciary Management, Financial Education, First Actuarial, NEST, pension playpen, pensions, stock lending
Tagged BlackRock, Cass Business School, Esma, European Securities and Markets Authority, Exchange-traded fund, HSBC, Investment management, Securities lending, UCITS, United States
9 Comments
Primavera for the pension playpen
This site will not be for pension people, it will be for people interested in pensions Continue reading
The problem with actuaries
The closest most actuaries get to the beneficiaries of pensions is behind a one way mirror watching a focus group arranged by a marketing company. Continue reading
Better ways to diversify the default.
When people see the jigsaw being put together , we may even get better public confidence in workplace pension schemes – something devoutly to be hoped for! Continue reading
Accentuate the positive (Dr John)
Gather ’round me, everybody Gather ’round me while I’m preachin’ Feel a sermon comin’ on me The topic will be sin and that’s what I’m ag’in’ If you wanna hear my story The settle back and just sit tight While … Continue reading
Pension agnostic?
An “agnostic” is someone who knows he cannot know and so gives up trying to find out. You hear the phrase “pension agnostic” bandied around at the moment, mainly from the providers of ancillary services that help companies auto-enrol. If you key … Continue reading
Posted in actuaries, Consolation, corporate governance, dc pensions, defined aspiration, Fiduciary Management, Financial Education, First Actuarial, hargreaves lansdowne, pension playpen, pensions, Retirement
Tagged Business, Employment, Financial adviser, Financial services, Human Resources, National Employment Savings Trust, pension, Saving
7 Comments
People get ready!
If “wave one” so far looks a success, what about waves 2 and 3 and what can the employers preparing to stage in late 2013 and onwards learn? Continue reading