Category Archives: defined aspiration
Is Steve Webb at war with personal pensions?
I know a lot of people who like managing their money and study the fund pages of the newspapers as I study the form pages of the Racing Post. For them the Self Invested Personal Pension, the services of a … Continue reading
Payroll strikes back!
While the DWP consultations on auto-enrolment was going on , I had a nagging feeling in my stomach, like you do when you vaguely remember there’s something you’ve promised but haven’t delivered – but you can’t remember what it was. At … Continue reading
Posted in auto-enrolment, Bankers, dc pensions, de-risking, defined aspiration, NEST, pensions, Personal Accounts, Public sector pensions
Tagged Accounting, Business, Business and Economy, Computers and Internet, Darling (Blackadder), Financial services, General Melchett, Melchett, NAPF, Payroll, Payroll World Round Table, pension, Small business
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Sponsor affordability and the use of security
This is an excellent article from my friend Simon Kew who trades as the Pensions Jackal on twitter. The subject may seem obscure but it isn’t – if you are in a Defined Benefit Pension Scheme you should know about … Continue reading
Pensions Victorious, Happy and glorious!
The image is of the transit of Venus taken from deep space (more here). “In the gloom the gold gathers the light about it” The British weather didn’t do us many favours over our long weekend but as we got … Continue reading
How can you tell if your pension’s any good?
The Pension Play Pen had a debate last November when we tried to set an order of importance on the six things that the Pension Regulator said , made for good DC pensions (outcomes as they call them). The top of … Continue reading
Posted in annuity, auto-enrolment, Change, dc pensions, de-risking, defined aspiration, Retirement, social media
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CIT; your ABC of auto-enrolment!
CIT compliance investment trust your three steps to success on the road to tomorrow’s pension. Yes I know there are a number of ways of pronouncing that “C” but if using a “sh” helps you remember what I’m talking about- I’ve no objection. Worse has been … Continue reading
Is your company good to retire from?
Is this a stupidly obvious or obviously stupid question? If you fall into the “stupidly obvious” camp you are one of a dwindling band of devotees of the paternalistic culture that believes that a lifetime’s work with an organsiation should be rewarded … Continue reading
How to buy a pension
Buying your pension is one if not the biggest financial decisions you will take (or have taken). It’s fearfully difficult and most people take it with little help and – worse-information. Almost everyone is going to have to do it and that so … Continue reading
Posted in annuity, Bankers, Change, Consolation, dc pensions, defined aspiration, happiness, pensions, Public sector pensions, Retail Distribution Review, Retirement
Tagged Actuary, Cash flow, Consumer price index, Defined benefit pension plan, Government, Income, Inflation, Insurance, Life annuity, Mark, pension, Prediction, Rensselaer Polytechnic Institute, Retirement, Steve Webb, Tesco Clubcard
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Top News! – Scrap national insurance on your pension payments!
There’s plenty reasons to feel depressed if you run a pension scheme for your staff. Investment returns – depressed, annuity rates – depressed, you and your staff – depressed! NEWS*** GOOD PENSION NEWS*** Ah that “good pension news” oxymoron! – I … Continue reading
Auto-enrolment ; winners and losers.
Tesco doesn’t seem to be getting too much credit from the DB aficionados who have been perturbed by its attempts to push back retirement ages as part of the new deal.