Monthly Archives: June 2015
Why Paul Lewis is doing IFAs a favour.
Paul Lewis has written an article that has annoyed many IFAs. You can read it here. If you haven’t read it, you might as well now, as most of this article will only make sense if you’re familiar with Paul’s … Continue reading
Posted in Martin Lewis, Paul Lewis
Tagged charges, commissions, Fees, Financial services, IFA, IFAs, Martin Lewis, Paul Lewis, pensions
6 Comments
Telling tales or tipping off?
There is a fine line between campaigning journalism and incompetent meddling. Those whose jobs it is to stamp on malfeasance see the campaigners not as crusaders but as a menace. Those who campaign see those in authority not as allies but … Continue reading
Posted in Pension Freedoms, pension playpen, Pensions Regulator, Ros Altmann
Tagged Actionfraud, blogging, DWP, Fraud, National Employment Savings Trust, pension, pension liberation fraud, Pension new, Pension Regulator, PensionPlaypen, pensions, Politics, Retirement, The Pension Regulator, tipping off, TPR
1 Comment
“Why have our professions lost their mojo?” – asks Hilary Salt
Have a listen to this Podcast from my colleague Hilary Salt. Hilary’s on from 10.50 and is talking about the constraints on professionals and the loss of confidence in professional bodies such as hers (the Institute and Faculty of … Continue reading
Posted in pensions
Tagged Actuary, doctor, Financial services, Hilary, Hilary Salt, overhead, profession, teacher, the Institute and Faculty of Actuaries
3 Comments
The forgotten victims of commission
While the arguments about the abolition of commission for auto-enrolment pensions (from April 2016) are clear-cut, the fate of policies which aren’t used for auto-enrolment – isn’t. This is particularly the case for commission based occupational pension schemes. This week, … Continue reading
Pension Play Pen Party – fun stuff from the weirdy beardies.
If you are in London on the evening of 30th June, we’d like you to invite you to our party! The Pension PlayPen is having drinks and singing songs on the evening of 30th June on the roof of … Continue reading
Is commission really dying?
There has been nothing that has so harmed the image of pensions over the past thirty years as the deception of commission. I don’t want to use phrases such as “lack of transparency” or words like “opacity” words like these … Continue reading
Posted in annuity, Payroll, pension playpen, pensions
Tagged advisers, annuity, auto enrolment, Business, Commission, DWP, FCA, Freedoms, Human Resources, pension, Pension new, pension playpen, pensions, Retirement, the deception
1 Comment
Let’s not get caught with our trousers down (again).
The reason we have NEST and its £400m debt to the tax-payer is that the private sector refused to commit to supporting auto-enrolment ten years ago. If the organisations like Legal & General, Standard Life and Aviva , could have … Continue reading
Posted in annuity, CDC, Pensions Regulator
Tagged ABI, Actuarial science, annuity, auto enrolment, Business, CDC, collective drawdown, dc pensions, decumulation, Drawdown, Employment, Financial services, financial services industry, Government, IA, Mick Mcateer, NAPF, National Employment Savings Trust, NEST, Pension new, pension playpen, pensions, Retirement, Steve Webb, Target Pensions
Leave a comment
Domo arigato Mr Roboto (guest blog from Ralph Frank)
The topic of ‘robo advice’ is becoming increasingly active in financial circles. There is no agreed definition of what robo advice, or ‘robo’ for short, is though. For some, robo is simply an on-line or app-based interface for communicating generic … Continue reading
Our parents’ houses.
property, downsizing, home, residence, sheltered housing, family, children, grandchildren Continue reading
Posted in later life, London, Pension Freedoms, pensions, Retirement
Tagged downsize, Fulham Palace Road, Legal & General, Nigel Williams, Oscar, pension, properties, Property, Shaftesbury, Telegraph, winchester
1 Comment