Tag Archives: Insurance
Bill – get some DC resource into the Regulator now!
Bill, t tPR need a gong-worthy head of DC asap. Continue reading
Some of our insurers are missing
What have all these insurers got in common?
Answer, you can’t buy one of their personal pensions today.
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Posted in Change, club pension, governance, pensions
Tagged Abbey Life, Friends Life, Insurance, Irish Life & Permanent, Lloyd, MetLife, Prudential, Standard Life
6 Comments
Time to look at VAT on pension costs
OK – not the most exciting topic but it’s an important one! I’ve seen no discussion about VAT on pension fees and that’s troubles me as we put together our strategy to sort out the pension challenge facing the 1.2m … Continue reading
Posted in auto-enrolment, pensions
Tagged Employment, Insurance, National Employment Savings Trust, pension, Pound sterling, Tesco, Value-added tax, VAT
8 Comments
Playpen guru says its all our fault
In an astonishing outburst at today Play Pen London lunch, pedagogue David Hargreaves bit the hand that fed and claimed that the predicament at retirement was down to the financial services industry. Hargreaves, an actuary who trades as the pension … Continue reading
The dam is full – manage the sluices
It can’t be much fun at the ABI these days. The FSA are investigating mis-pricing of annuities, the OFT are studying the distribution insurers use for pensions and just about every consumerist from Gregg McClymont to the NAPF are calling … Continue reading
Vertical disintegration
14 of the largest insurer offering pension plans have agreed to publish the true costs of the funds they off to people buying the personal and company pensions they run. These funds sit on “platforms” which provide investment administration , keep … Continue reading
The solid value of insurance
“The people I talk to full into one of two categories, either you’ve built up some money and want to hang onto it, or you are looking to .” That was our opening gambit when we met with prospects. I … Continue reading
Why we don’t need to fear a pension “advice gap”.
Last night it was the House of Lords, this morning it was a Parliamentary Select Committee. Both were concerned that an “advice gap” has been created that will mean poor people do not get financial advice on retirement planning. The argument goes that … Continue reading
How will employers chose their pension plans?
As everyone should now know, employers are going to have to provide a pension plan and some money to fund their staff’s retirement. The rules and guidance are complex but the idea is simple – “you’re in”. But “in” to what. … Continue reading
Posted in actuaries, annuity, auto-enrolment, dc pensions, Management, NEST, pensions
Tagged Business, Employment, Human Resources, Insurance, National Employment Savings Trust, Payroll, pension, Solution
10 Comments
Investing in the sunny uplands!
A common theme in my blogs is the frustration that people get stuck in the wrong kind of investments wrong in terms of charges, wrong in terms of management and wrong in terms of the suitability of the fund to a … Continue reading