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Tag Archives: Insurance
“The first cut is the cheapest” – transferring legacy pensions
We all know the song. The revised phrase was coined by stockbrokers who’d tell their customers to sell out of a failing stock before it’s price fell again. The phrase use to be sung to Equitable Life policyholders who hung … Continue reading
“Pensions people can trust” – a proper kick in the nuts.
If we could only lift up our eyes from our spreadsheets and do some strategic thinking, we’d be grateful that Labour are trying to clean up our act. Continue reading
Posted in annuity, auto-enrolment, dc pensions, defined aspiration, mallowstreet, pension playpen, pensions, Retail Distribution Review
Tagged corporate governance, customer service, dc pensions, Defined benefit pension plan, Economics, Insurance, Liability Driven Investment, Pension Poverty, pensions, Politics, Retirement, Society, Steve Webb
12 Comments
How sure are you that you’ll get your pension promise?
While large numbers of people, (the low-paid , young and the haitual self and unemployed) have never been in a company pension scheme, some 30 million of us in the UK have either a private pension in payment or have the prospect … Continue reading
Posted in dc pensions, pensions, Popcorn Pensions, Retirement
Tagged Britain, Corporation, Defined benefit pension plan, doctors, Insurance, IOU, pension, PWC
5 Comments
Heard the one about the actuary, the investment consultant, the IFA and the lawyer?
At precisely the same time, the Pension Play Pen debated the relative value of actuaries, investment consultants, lawyers and financial advisers to Britain’s future pensioners, but in two different towns. These lunches , which have been taking place since 2009, bring … Continue reading
NEST’s been gelded by the ABI – this is the result!
Here is a case study that will be of interest to Gregg Mcclymont MP @greggmcclymont and those campaigning for “remasculating” NEST. As I’ve said before NEST is a pension eunuch. It cannot accept transfers, accomadate chunky contributors or pass on the benefits … Continue reading
Financial Education – why we do it- why we love it!
We’re simple folk at First Actuarial .we build our strategies around things we like to do, things we are good at and things that need to be done. We like helping people “get” pensions. It gives us a buzz when … Continue reading
Who’ll win this Pension Referendum?
We are about to have a pensions referendum. Votes will be cast not at the ballot box but through an obscure process known as “the opt-out“. Over the next five years , more than 5m people, around 20% of the … Continue reading
Posted in auto-enrolment, pensions
Tagged Civil service, Government, Insurance, pension, Steve Webb, Stock market, Telegraph, William Hill
6 Comments
Who cares who manages our pension funds?
Almost nine out of ten defined contribution members cannot name the funds their contributions are invested in, according to research from Standard Life. The survey revealed that, in spite of this, just under half (49%) of respondents, felt their investments reflected their … Continue reading
CIT; your ABC of auto-enrolment!
CIT compliance investment trust your three steps to success on the road to tomorrow’s pension. Yes I know there are a number of ways of pronouncing that “C” but if using a “sh” helps you remember what I’m talking about- I’ve no objection. Worse has been … Continue reading
Is your company good to retire from?
Is this a stupidly obvious or obviously stupid question? If you fall into the “stupidly obvious” camp you are one of a dwindling band of devotees of the paternalistic culture that believes that a lifetime’s work with an organsiation should be rewarded … Continue reading