Tag Archives: Insurance

Replacing the financial salesman in the workplace.

Posted on May 17, 2013 by henry tapper

Auto-enrolment killed this kind of adviser as video killed the radio star. Continue reading →

Posted in advice gap, annuity, auto-enrolment, Payroll, pensions | Tagged , , , , , , , | 13 Comments

Do consumers benefit from risk-based pricing?

Posted on May 15, 2013 by henry tapper

may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading →

Posted in actuaries, dc pensions, defined aspiration, NEST, Popcorn Pensions | Tagged , , , , , , , | 6 Comments

The “advice gap” can and will be filled

Posted on May 2, 2013 by henry tapper

The advice gap left by the banning of commission can and will be filled Continue reading →

Posted in actuaries, advice gap, auto-enrolment, dc pensions, pension playpen, pensions | Tagged , , , , , , , | 2 Comments

Pot noodles member

Posted on April 26, 2013 by henry tapper

Think technology Steve, small pots will become a lot smaller through aggregation and operation big fat pot may end up being renamed “Webb’s folly”.
Continue reading →

Posted in pensions | Tagged , , , , , , , | 9 Comments

Better-buying makes auto-enrolment work

Posted on March 25, 2013 by henry tapper

The promise of “Wealth at work” has disguised the paucity of the pension outcomes when work finishes. Continue reading →

Posted in auto-enrolment, corporate governance, dc pensions, First Actuarial, Henry Tapper blog, pensions, steve webb, target date funds | Tagged , , , , , , , | 15 Comments

Bill – get some DC resource into the Regulator now!

Posted on February 27, 2013 by henry tapper

Bill, t tPR need a gong-worthy head of DC asap. Continue reading →

Posted in actuaries, auto-enrolment, dc pensions, de-risking, defined aspiration, NEST, pensions, Retirement | Tagged , , , , , , , | 12 Comments

Some of our insurers are missing

Posted on February 24, 2013 by henry tapper

What have all these insurers got in common?
Answer, you can’t buy one of their personal pensions today.
Continue reading →

Posted in Change, club pension, governance, pensions | Tagged , , , , , , , | 6 Comments

Time to look at VAT on pension costs

Posted on February 23, 2013 by henry tapper

OK – not the most exciting topic but it’s an important one! I’ve seen no discussion about VAT on pension fees and that’s troubles me as we put together our strategy to sort out the pension challenge facing the 1.2m … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 8 Comments

Playpen guru says its all our fault

Posted on February 4, 2013 by henry tapper

In an astonishing outburst at today Play Pen London lunch, pedagogue David Hargreaves bit the hand that fed and claimed that the predicament at retirement was down to the financial services industry. Hargreaves, an actuary who trades as the pension … Continue reading →

Posted in annuity, auto-enrolment, de-risking, defined aspiration, pension playpen, pensions, St Paul's | Tagged , , , , , , , | 4 Comments

The dam is full – manage the sluices

Posted on February 1, 2013 by henry tapper

It can’t be much fun at the ABI these days. The FSA are investigating mis-pricing of annuities, the OFT are studying the distribution insurers use for pensions and just about every consumerist from Gregg McClymont to the NAPF are calling … Continue reading →

Posted in actuaries, annuity, customer service, David Pitt-Watson, de-risking, pension playpen, pensions | Tagged , , , , , , , | 7 Comments