Tag Archives: Insurance

Lobbying against the future pensioner

Posted on June 9, 2013 by henry tapper

But if the cost to the insurer is so great, is not the benefit to the future pensioner? Continue reading →

Posted in corporate governance, governance, investment, pensions | Tagged , , , , , , , | Leave a comment

A time for action not tears!

Posted on June 5, 2013 by henry tapper

Yesterday I was kind to insurance companies; this was a PR mistake. My inbox received a number of reproofs reminding me of the shoddiness of insurance company practice – in particular their reliance on “embedded value”. Fortunately these did not include a broadside … Continue reading →

Posted in auto-enrolment, pensions, workplace pensions | Tagged , , , , , , , | 3 Comments

What a charge cap would mean for insurers

Posted on June 4, 2013 by henry tapper

the Embedded Value write offs if the cap comes in at 0.5% will be in the £bns Continue reading →

Posted in Australia, auto-enrolment, Financial Education, Payroll, pension playpen, pensions | Tagged , , , , , , , | 14 Comments

Pensions for nothing and advice for free

Posted on May 29, 2013 by henry tapper

Insurers will reconsider their options on schemes where commission is paid but no advice is delivered Continue reading →

Posted in auto-enrolment, investment, NEST, pensions | Tagged , , , , , , , | 8 Comments

Ten sexy stats that drive pension firms wild!

Posted on May 27, 2013 by henry tapper

But if you think your workforce special, you’ll want to get a whole of market quote. You wouldn’t insure your business assets or your liabilities any other way. Continue reading →

Posted in advice gap, auto-enrolment, dc pensions, happiness, pensions | Tagged , , , , , , , | 6 Comments

Replacing the financial salesman in the workplace.

Posted on May 17, 2013 by henry tapper

Auto-enrolment killed this kind of adviser as video killed the radio star. Continue reading →

Posted in advice gap, annuity, auto-enrolment, Payroll, pensions | Tagged , , , , , , , | 13 Comments

Do consumers benefit from risk-based pricing?

Posted on May 15, 2013 by henry tapper

may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading →

Posted in actuaries, dc pensions, defined aspiration, NEST, Popcorn Pensions | Tagged , , , , , , , | 6 Comments

The “advice gap” can and will be filled

Posted on May 2, 2013 by henry tapper

The advice gap left by the banning of commission can and will be filled Continue reading →

Posted in actuaries, advice gap, auto-enrolment, dc pensions, pension playpen, pensions | Tagged , , , , , , , | 2 Comments

Pot noodles member

Posted on April 26, 2013 by henry tapper

Think technology Steve, small pots will become a lot smaller through aggregation and operation big fat pot may end up being renamed “Webb’s folly”.
Continue reading →

Posted in pensions | Tagged , , , , , , , | 9 Comments

Better-buying makes auto-enrolment work

Posted on March 25, 2013 by henry tapper

The promise of “Wealth at work” has disguised the paucity of the pension outcomes when work finishes. Continue reading →

Posted in auto-enrolment, corporate governance, dc pensions, First Actuarial, Henry Tapper blog, pensions, steve webb, target date funds | Tagged , , , , , , , | 15 Comments