Tag Archives: Embedded value

Lifetime pricing – a broken model?

    Of all the orthodoxies within pension insurance, the concept of “lifetime pricing” is the most sacred. What Lifetime pricing means for an insurance company is the promise of a stable stream of profit from an insurance policy over … Continue reading

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A time for action not tears!

Yesterday I was kind to insurance companies; this was a PR mistake. My inbox received a number of reproofs reminding me of the shoddiness of insurance company practice – in particular their reliance on “embedded value”. Fortunately these did not include a broadside … Continue reading

Posted in auto-enrolment, pensions, workplace pensions | Tagged , , , , , , , | 3 Comments