Tag Archives: Government

The enormous importance of Legal and General

  If one insurer has done more than any other for workplace pensions it is Legal & General. For early stagers like Marks & Spencer they opened a master trust , they were the first insurer to adopt clean 50bps … Continue reading

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De-risking strategy found in pocket of comatose trustee

  The Pension Plowman rifling through the pockets of a trustee lying in the gutter following an all night pension celebration , has found too documents, the first a copy of Corporate Adviser the full text of which can be … Continue reading

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What do I do with my defined benefit pension?

  Many people have defined benefit rights (commonly called “frozen pensions”). Some people continue to build up defined benefit pension rights, most are in Government backed schemes. A large number of people are enjoying pensions from theses defined benefit schemes. … Continue reading

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How did IFAs end up payroll experts?

  In 2011 I started getting interested in payroll. Having read the automatic enrolment regulations it seemed I’d have to if my firm was to help employers. In 2012 and 2013 and 2014 I was named among the top 50 … Continue reading

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What should employers do about pensions?

Employers pay pensions – don’t they? It’s baked into the DNA of Government social policy that a part of the welfare system is managed by employers prepared to fund an employee benefit that provides a certain income in retirement. So … Continue reading

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How competitive is our private pension system?

    We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading

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Middle-class economics

  “So the verdict is clear. Middle-class economics works. Expanding opportunity works. And these policies will continue to work, as long as politics don’t get in the way.” Barack Obama, State of the Union Speech  2015. I suspect that these … Continue reading

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All I want is easy access (baby)!

Easy Action When Marc Bolan wrote Solid Gold Easy Action in 1972, it was a smash hit , I was ten and I spent my savings to buy it But I can’t get no satisfaction All I want is easy action, … Continue reading

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KAS Bank – where integrity and independence are absolute

Late last year, KAS Bank appointed Dr Chris Sier as its UK Managing Director. It was a statement of intent and taken so those of us who have hoped to see the scales fall in favour of the consumers of … Continue reading

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The future of retirement – Pension PlayPen responds to NEST

  Why Pension PlayPen is responding Pension PlayPen is reluctantly responding to NEST’s consultation; reluctantly as we have been asked these questions before in a number of different guises. The report is long and so is this response. We are … Continue reading

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