Tag Archives: Financial Services Authority
Advice in the workplace is 20% cheaper
I’m grateful to Paul Taylor of McCarthy Taylor for an excellent article on the current VAT treatment on the provision of free standing versus product related advice. His point is that when advice is linked to a VAT exempt product, the product can be used … Continue reading
How’s this for a rip-off?
I’m not sure if it’s my job to whistle blow and so far they have only followed 82 people on twitter (including me) – but don’t you reckon this kind of offer is a little dubious? Continue reading
Posted in customer service, dc pensions, de-risking, happiness, Henry Tapper blog, Management, Martin Lewis
Tagged Cash, Credit history, Employment, Financial Service Authority, Financial services, Financial Services Authority, Investment, Marketing, National Employment Savings Trust, No Age, pension, Pension fund, Retirement, Seal hunting
3 Comments
The NAPF point the finger at the £1bn annuity scandal
The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit the needs of the three member … Continue reading
Don’t tell me what to do – give me advice!
In a recent polldaddy poll I asked whether people would pay for advice to get information, find out their options or to be told what to do. 60% of people wanted options , 30% wanted to be told what to do and 10% … Continue reading
Posted in corporate governance, customer service, dc pensions, de-risking, pensions, Retail Distribution Review, Retirement
Tagged Actuarial science, Business, finance, Financial adviser, Financial services, Financial Services Authority, Independent Financial Adviser, Institute and Faculty of Actuaries, National Employment Savings Trust, pension
5 Comments
Alan Higham’s open letter to Steve Webb
There is a simple solution worth trying to the persistent problem of people wasting billions of pension savings each year at retirement. Continue reading
DWP – Do some Work for your Pensions.
Higham said it was a ‘disgrace’ and asked the DWP for an explanation but said he had not received a satisfactory answer. Continue reading
Posted in annuity, Church of England, dc pensions, de-risking, Facebook, Martin Lewis, pension playpen, pensions, Retirement
Tagged Alan Higham, DWP, Financial adviser, Financial Services Authority, gordon brown, Greeks, National Employment Savings Trust, Open Market Option, pension, Ros Altmann
4 Comments
Be aware – IFAs at work!
In order for employers to get value from their employee benefit plans they had better be absolutely sure that they are delivered by advisers that need carry no wealth warning!
Continue reading
Posted in corporate governance, dc pensions, de-risking, Retail Distribution Review, Retirement
Tagged Business, corporate governance, corporate risk, dc pensions, de-risking, Employment, finance, Financial adviser, Financial plan, Financial services, Financial Services Authority, Human Resources, Independent Financial Adviser, Insurance, Marketing, National Employment Savings Trust, pension, Pension new, Pensions, Public Sector Pensions, Rage against the Machine, Retail Distribution Review, Retirement, Society, Trail commission
7 Comments
Buy now while IFAs last?
Commission comes at a cost and a cost that is rarely counted Continue reading
Posted in corporate governance, Retail Distribution Review, Retirement
Tagged Business, Business and Economy, corporate governance, corporate risk, Education, Employment, Financial services, Financial Services Authority, Independent Financial Adviser, Insurance, National Employment Savings Trust, pension, public sector, regulation, Retail Distribution Review, Retirement, Saving, Scheme, Society
13 Comments