Category Archives: workplace pensions

The workplace welfare platform?

Posted on August 18, 2013 by henry tapper

Auto-enrolment is a  big win for welfare in the UK. Getting the 1.2m employers in the UK in the habit of managing contributions for their employees and workers means that for all but a hardcore of self-employed professionals (who can … Continue reading →

Posted in annuity, auto-enrolment, welfare, workplace pensions | Tagged , , , , , , , , , | 1 Comment

Whatever happened to insurance?

Posted on August 17, 2013 by henry tapper

If the man on the Clapham Omnibus was able to feel secure that he was insured against living too long, dying too soon or losing an income through sickness, mightn’t we have a simpler and more stable platform on which to build? Continue reading →

Posted in annuity, Bankers, brand, leadership, Payroll, pensions, workplace pensions | Tagged , , , , , , | 1 Comment

Why bother to save? – Invest instead!

Posted on August 9, 2013 by henry tapper

What this policy is about is getting people to invest in real assets for the best interests in society Continue reading →

Posted in annuity, auto-enrolment, Bankers, Change, club pension, Management, Mark Carney, pensions, social media, workplace pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

In a muddle about investment management fees

Posted on June 9, 2013 by henry tapper

It is a truth , universally acknowledged, that the more money you make, the less inclined you are to tell people how you made it. Continue reading →

Posted in actuaries, investment, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , | 3 Comments

A time for action not tears!

Posted on June 5, 2013 by henry tapper

Yesterday I was kind to insurance companies; this was a PR mistake. My inbox received a number of reproofs reminding me of the shoddiness of insurance company practice – in particular their reliance on “embedded value”. Fortunately these did not include a broadside … Continue reading →

Posted in auto-enrolment, pensions, workplace pensions | Tagged , , , , , , , | 3 Comments

A momentous day for restoring confidence in UK pensions

Posted on May 11, 2013 by henry tapper

We cannot have confidence in a system where member’s pensions can be impacted by as much as 30% though advisory arbitrage. Continue reading →

Posted in auto-enrolment, Payroll, pension playpen, pensions, Popcorn Pensions, workplace pensions | Tagged , , , , , , , | 19 Comments

Heavyweight support for CDC – the Dutchmen strike back!

Posted on May 6, 2013 by henry tapper

I sit and watch; – like 1.2m other employers, I just want to see the money I pay into a workplace pension generate the best outcomes it can. Continue reading →

Posted in actuaries, advice gap, auto-enrolment, CDC, David Pitt-Watson, NEST, pensions, Retirement, workplace pensions | Tagged , , , , , , , | 7 Comments