Category Archives: CDC
“Free money”- why do those eligible for it- not want it; guest blog from Ralph Frank
NEST has recently published its latest annual ‘insight’, a study that looks at the behaviours and attitudes of members enrolled into workplace pensions. The ‘insight’ finds that older workers have significantly higher opt-out rates from auto-enrolment than younger workers – … Continue reading
Posted in CDC, pensions
Tagged Business, dc pensions, employer contribution, employer contributions, Employment, Financial services, free money, Free money. auto-enrolment, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Ralph Frank, Retirement, tax relief
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Crushed by falling bond yields – great guest blog by Ralph Frank
Mainstream assessments of the state of investment markets tend to focus on the equity market. The level of the FTSE 100, S&P 500, Dow and/or Nikkei is deemed to be an indicator of the health of savers’ investment portfolios and/or … Continue reading
Posted in actuaries, Bankers, CDC, defined aspiration
Tagged Actuarial science, Actuary, annuity, Aviva, Bank of England, Blog, de-risking, Gilt yields, gilts, pensions, Ralph Frank
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“I will look unto the hills” – for help with my DC pot!
As the days click by and Outlook starts filling up for April 2015, I ask myself what help is on its way for those without the means for a drawdown SIPP or the inclination to purchase an annuity. … Continue reading
The true cost of pensions; UK vs Netherlands – guest blog from Emma Craig of KAS Bank
Yesterday the Financial Services Consumer Panel released a paper outlining key issues for long term savers created by opacity in the true cost of investing in pensions. As auto-enrolment of workers into (predominantly) Defined Contribution pensions continues apace the … Continue reading
Posted in CDC, drawdown, DWP, Financial Conduct Authority, Financial Education, First Actuarial, pension playpen
Tagged Business, chris sier, Cost, emma craig, Financial services, KAS, KAS Bank, pension, true
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How to have fun without breaking the bank
Well you wouldn’t have thought that the newly opened Center Parcs near Woburn would afford 200 actuaries and pension geeks a good time. But you’d be reckoning without the child within that drives First Actuarial at work and play. The … Continue reading
Posted in actuaries, CDC, Center Parcs, monkey league, pension playpen
Tagged Alan Smith, CDC, Centre Parcs, Derek Benstead, first actuarial, Hilary Salt, Mark Riches, pension playpen, Peter Shellswell, Woburn
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Parliament debates CDC -with a twist in the tail!
If you are generally interested in the way Britain will develop private pensions in the next twenty years, I would strongly recommend watching the two sessions of the General Committee reading the Pension Schemes Bill, The link to the video … Continue reading
It’s not just pension taxation that’s changing- products are!
Pension PlayPen’s Submission to the Parliamentary Committee reading the Pension Schemes Bill Continue reading
“Hope I die before I get old..?”
The quote’s from Pete Townsend and the Who’s “my generation”. It’s a brutal version of the Beatles’ “when I’m 64” but both songs are driven by the fear of getting old “will you still need, me, will you still … Continue reading
Posted in accountants, actuaries, CDC, pension playpen, pensions, Pensions Regulator, Popcorn Pensions, Public sector pensions
Tagged Business, dc pensions, Defined benefit pension plan, Employment, Financial services, George Osbourne, Government, Housing, Old age, Pension Reforms, Reforms, Retirement, the Beatles, The Who
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CDC schemes and Ponzi Schemes – a guest blog by Derek Benstead
A tweet is long enough to write an idiocy but not long enough to make a reasoned argument. The quoted tweets from PJ Zoulias in Henry Tapper’s recent blog say nothing meaningful to give a reasoned response to. I’ll give … Continue reading
Posted in CDC, dc pensions, pensions, Retirement
Tagged CDC, Derek Benstead, Pensioin PlayPen, pension, Pension Plowman, Ponzi scheme
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In defence of genius.
Genius is not just misunderstood – it is persecuted. Those who didn’t get Copernicus, Galileo, Wordsworth or Darwin did not ignore these genius’, they set out to do them in. Bob Dylan when he laid out his Highway 61 album … Continue reading
Posted in actuaries, advice gap, CDC, David Pitt-Watson, dc pensions, pension playpen, pensions, Pensions Regulator
Tagged Actuary, Business, Business and Economy, CDC, corporate governance, dc pensions, Derek Benstead, DWP, Financial services, GAD, Genius, National Employment Savings Trust, pension, Pensions Minister, Retirement, Steve Webb, Steve Webb MP, twitter
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