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Meta
Monthly Archives: November 2015
“Deprivation of capital” = double dipping= WOT = ignore!
Double dipping, deprivation of capital, DWP, Treasury, Lamborghini, Pension Freedoms, Drawdown, annuity Continue reading
Posted in pensions
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The Public Accounts Committee on Auto-Enrolment – (tweets on DWP/tPR and NEST)
I’m not sure a blog has ever been written around one person’s tweets of an event, but Jo Cumbo’s online reporting of the Public Accounts Committee’s session on auto-enrolment is so excellent that I thought to hand over to her … Continue reading
Posted in pensions
Tagged Accountability, Ato-enrolment, DWP, ft, jo cumbo, NEST, parliament, pubilc accounts committee, TPR, tweeps, twitter
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Terry Smith – What I have learned from Fundsmith in the Past Five Years
Fundsmith is my favourite fund manager. Like Aberdeen (another favourite whose conference I’m going to today), it is an organisation with a strong purpose (moral and social). Terry Smith is an extraordinary man who’s views are always worth reading. He … Continue reading
Posted in investment, leadership, Management
Tagged fund management, Fundsmith, Investment, moral purpose, purpose, social purpose
3 Comments
A lot more people earning £10k or less are “in” and some don’t even know it.
I was talking to an auditor recently who had questioned why someone who cleaned her client’s office in the morning and was on £120 pw had been considered an eligible jobholder – and auto-enrolled. It turned out that the cleaner submits an … Continue reading
Crowd-sourcing a solution to the net-pay pension problem.
The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading
Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator
Tagged Adrian Boulding, auto enrolment, DWP, henry tapper, Kate Upcraft, net-pay, Pensioins, pension, relief at source, Ros Altmann, Workie, workplace pension
2 Comments
Preparing for an auto-enrolment capacity crunch.
The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading
Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator
Tagged auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, John Ralfe, Katie Morley, National Employment Savings Trust, NEST, pension, Pension new, pensions, Retirement, Saving, Steve Webb, the Daily Telegraph, The Pension Regulator, Workie, workplace pension
1 Comment
Will Lovegrove – a true hero of auto-enrolment
For ages, I’ve been banging on about improving the effeciency of how we manage auto-enrolment. But it was only when I met Will, that I understood how to do it. Sitting on the Papdis group (albeit as an enthusiastic observor), … Continue reading
Posted in pensions
Tagged API, auto enrolment, Business, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, Pension new, pension playpen, pensions, pensionsync, Systemsync
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End of year sweep up to resolve “net pay” lost tax relief?
A friend, a Director of NOW Pensions and a man whose integrity cannot be questions , has sent me this paper. I had thought to take thoughts on it privately, but in the light of the controversy over “net pay” … Continue reading
Posted in pensions
Tagged net-pay, NOW Pensions, Pension taxation, pensions, PLSA, The Pensions Regulator
8 Comments
Is a Net Pay pension scheme ever suitable for those earning <£11,000pa?
@pensionmonkey Who can explain why Net Pay pension scheme is suitable for those earning <£11,000pa next yr?@PensionsSam @Henryhtapper — Ros Altmann (@rosaltmann) November 20, 2015 With this straightforward question, our Pensions Minister puts her finger on one of the central … Continue reading
Posted in pensions
Tagged master trust, NEST, net-pay, People's Pension, relief at source, Ros Altmann, trust
2 Comments
How to spend your pension -a further blog from Con Keating
If you haven’t read Con’s three previous blogs on this subject (which IMO form the most lucid contribution to the decumulation debate so far) – search Con Keating in the search box at the top of this page. … Continue reading