Monthly Archives: November 2015

Another consultation on investments

  The reason we are having another consultation on investments is simple. It’s because the others haven’t worked. Will this one work? Only if it has genuine teeth. There are issues – unresolved issues – from previous consultations. Evidence has … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

The conflicted world of Independent Governance Committees

If this is consumer friendly – I’d rather be a Dutchman! Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 2 Comments

TPR gets a kicking from Altmann on “Workplace Pension Choice”.

In a spectacular piece of reporting, the FT’s Josephine Cumbo has exposed a structural weakness at the centre of Auto-Enrolment;-  the failure of the Pension Regulator, the advisory trade bodies and the FCA to provide proper guidance to our 1.8m employers … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | 5 Comments

Sustainable pricing is key to workplace pension support!

  That Workie lumbering around the park has a price tag. If he’s the NOW workie, he costs £40pm and if he’s People’s Pesnsion’s Workie you need to dish out £3-500 to use him in your workplace . Standard Life … Continue reading

Posted in pensions | Tagged , , , , , | 1 Comment

“They deal in pictures”

This was the comment of my 18 year old son about pupils at his school in years below him. Instagram has killed text as anything much more than a caption, Facebook is too wordy for this new wave of kids. … Continue reading

Posted in pensions | Tagged , | Leave a comment

tPR’s Plain English Guide to Auto-Enrolment – the best explanation for business advisors – ever!

The Pension Regulator’s guide to auto-enrolment is a must read. If you haven’t read it, you can read it here.   The Plain English guide to automatic enrolment Information for business advisers November 2015 Since automatic enrolment began in 2012, … Continue reading

Posted in pensions | Tagged , , , | 1 Comment

“Winning hearts and minds” – what IGCs can do for retirement saving!

What so concerned many of us when we read the comments from the Independent Governance Committee’s recent meetings at Evershed’s city offices, was that they showed no unified sense of purpose, no urgency and worst of all – confusion about … Continue reading

Posted in governance, investment, pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

What happened in Paris makes me want to win peace – not war!

In Paris there has been a massacre. Every week in Iraq, Pakistan, Afghanistan and in many African countries, there are massacres. In Syria, every day is a day of massacres. Massacres of people whose lives are as important as our … Continue reading

Posted in Politics, social media, Syria | Tagged , , , , , , , , | 2 Comments

For now- fill the potholes – but we need a new road!

In an excellent article in Money Marketing, Nic Cicutti offers us the following analysis of how pension policy has progressed in the past thirty years The defining moment in financial services was the introduction of the 1986 Social Security Act, … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

How much support do we get from our Workie?

Workie – if the DWP’s advertising campaign’s to be believed, is a workplace pension (albeit one looking for friends in the park). We want to know how friendly our Workies really are, how much support they are giving  employers in running … Continue reading

Posted in Payroll, pension playpen, pensions, Workie | Tagged , , , , , , , , , | Leave a comment