Tag Archives: Investing
Protecting against losses is not the same as generating a profit – guest blog from Ralph Frank
The Swiss National Bank’s (“SNB’s”) decision to abandon the currency ceiling of the Franc relative to the Euro has drawn attention to risk management and hedging. The losers from the SNB’s actions, including retail leveraged trading platforms, investment banks … Continue reading
We need a Bus and a Lamborghini!
My friend Ralph Frank is very good at putting his finger on the problem. If he was a Doctor, I’d trust his diagnosis and I like to think of him with a stethoscope prodding around the body financial – listening … Continue reading
Posted in pensions
Tagged Bus, Business, dc pensions, Employment, Government, Insurance, Investing, lamborghini, Pension Protection Fund, Pension Regulator, pensions, Retirement, Society, Steve Webb, taxi
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Disclosing costs – we are almost there!
The Financial Services Consumer Panel have issued a damning condemnation on the £5tr British Funds Industry for failing to tell people what they are paying for and how much they are paying when they invest their money in British Funds. … Continue reading
BRITAIN’S BIGGEST TABOOS: 20 MILLION PEOPLE STRESSED ABOUT FINANCES, YET TALKING ABOUT MONEY REMAINS OFF LIMITS
I don’t normally do press releases on here, I will make an exception here. People are embarrassed about money – when it’s their money they are talking about. The taboos about debt, wealth and financial planning are real and we need … Continue reading
Posted in pension playpen, pensions, Retirement, welfare, with-profits
Tagged Business, debt, Employment, Financial services, Investing, Investment, L&G, Legal & General, pension, Pension new, pensions, Retirement, taboos
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How to pay a consultant.
Why this is on my mind Today I’m speaking at a conference for pension consultants which is supposed to be exploring the opportunities for them and for their clients. Looking at their agenda, there is an obvious issue missing “how … Continue reading
Posted in accountants, consultant, pensions, reward
Tagged Actuarial science, Business, Consultant, Employment, Feedback, Insurance, Investing, Pay, pensions, Retirement, reward, United States
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Double vision – a startling new blog from Ralph Frank
The latest Command Paper, ‘Better workplace pensions: Putting savers’ interests first’, has recently been published. This Command Paper follows prior consultations by the Department for Work and Pensions (“DWP”) on charges, transparency and quality standards in workplace defined contribution pension … Continue reading
“Educated beyond their intelligence”
Denis Skinner’s recent gibe at Tory Ministers ,and George Osborne in particular, is brilliant (even if the phrase was coined by another). For me- it will be a defining epithet for the coalition- it sums up the best and worst … Continue reading
We knew we were cheating our clients.
Mark Wood (now of JLT and formerly of the Prudential) is calling on insurers to relax the early exit penalties on pension contracts set up in the “bad old days” when commission was paid in advance for premiums paid … Continue reading
“Open Government isn’t an idea, it’s an action”
When you walk into the DWP’s offices in Westminster, you are greeted with a montage of Male, Pale and Stale mug-shots of politicians and permanent secretaries who are the DWP’s big wigs. Very 1980s – very Sir Humphrey! But that’s … Continue reading
Posted in pensions
Tagged Business, corporate governance, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, Insurance, Investing, Investment management, male, MPS, pale, stale, tea mugs
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