Tag Archives: FAMR
Those FAMR reccomendations in full
And if you prefer them as a cut out and paste slideshow to amaze friends and relatives with….
What has the financial services industry learned from auto-enrolment?
The first lesson that the financial services is learning from auto-enrolment is that consumer purchasing cannot be predicted on the basis of past performance. Continue reading
Posted in pensions
Tagged apprentice, auto enrolment, FAMR, FCA, IFA, on-line, pensions, regulation, robo-advice, Workie, workplace pension
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“10 years too early, 10 years too late” – CDC stands on on an empty platform
Nearly eight years ago, the Government Actuary ‘s Department produced a paper that effectively killed CDC. It argued that CDC could not be relied upon to deliver benefits with the same certainty as our DB system and that there was no … Continue reading
Posted in advice gap, CDC, Pension Freedoms, pension playpen, pensions
Tagged CDC, DWP, FAMR, Financial literacy, GAD, Pension Freedoms, pensions, Personal emplowement, Politics, Ros Altmann, Steve Webb, Treasury
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Hey Treasury – leave TPAS alone!
Along with the consultation on the Financial Advice Market Review, the Treasury sneaked out another consultation this week on publicly funded financial guidance. The term “Public financial guidance” has the kind of resonance offered by “public convenience” – it … Continue reading
Where can I stick my input to #FAMR?
The FCA have called for input on their Financial Advice Market Review Its big idea hinges on this statement the advice gap should be regarded as any situation where consumers cannot get the form of advice that they want on a … Continue reading
Posted in pensions
Tagged auto enrolment, FAMR, FCA, HArriet Baldwin, pensions, Pensions Regulator, TPR
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The ground moving under us.
What I like about August is that it gives you a little space. Nothing much gets done because at least one decision maker is away and we’re all waiting for September. The French just forget about working in August. Because … Continue reading
Posted in advice gap, annuity, pensions, Pensions Regulator
Tagged advice, alignment, auto enrolment, change, EET, FAMR, Pension Freedoms, pensions, Retirement, Strategy, strategy group, Tax, TEE
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Financial advisors need better retirement products
Better products that deliver what they say I had the pleasure of Chris Radford’s company over the weekend. Chris is a consultant to pension providers , a regular at our Pension lunches and someone who thinks about the way ordinary people … Continue reading
Posted in pensions
Tagged advice, annuity, Business, CDC, Chris Radford, Daily Mail, dc pensions, FAMR, FCA, financial advice, Financial services, Mail online, pension playpen, Pension Regulator, pensions, Retirement, Treasury
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Addiction
Addiction is not a word that resonates positively. But we had a discussion yesterday centred on getting people addicted to properly managing their money, in which the word seemed entirely appropriate. People get addicted to courses of action resulting from a … Continue reading
Posted in pensions
Tagged Addiction, advice, Business, dc pensions, digital guidance, Facebook, FAMR, financial education, financial education programs, Financial services, Financial Services Authority, Government, Linked in, momentum, MoneyHub, multiplier, Pension Protection Fund, Pension Regulator, Ros Altmann, social media, Society, Treasury, vitality
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Why I think we’ll avoid a capacity crunch.
The predictions are dire – mass non-compliance – auto-enrolment brought into disrepute and pensions marched out of the last chance saloon and replaced by ISAs. It is as if some of my colleagues actually want this to happen- not that … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Business, Defined benefit pension plan, Employment, FAMR, FCA, Lesley Titcombe, pensions, Ros Altmann, TPR
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WOW – RDR II just broke out!
The FCA have launched what they call “a major new review looking at how financial advice could work better for consumers”. A quick scan of the Terms of Reference of this Financial Advice Market Review suggests it is as ambitious in … Continue reading
Posted in pensions
Tagged advice, auto enrolment, Business, Business and Economy, Charles Roxburgh, dc pensions, FAMR, FCA, financial advice, Financial Advice Market Review, Financial services, Financial Services Authority, Government, HM Treasury, Nick Prettejohn, Pension new, regulatory environment, Retirement, Society, Tracey McDermott
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