Category Archives: Liability Driven Investment
General Melchett revisited
An interesting picture is beginning to emerge which suggests that the subjective satisfaction scores given by schemes in relation to their consultant may be inversely related to the value delivered through default solution design Continue reading
Posted in dc pensions, de-risking, Liability Driven Investment, NEST, pension playpen, pensions, Retirement
Tagged corporate risk, dc pensions, de-risking, Defined contribution plan, Deutsche Bank, Employment, Financial services, Investment, Liability Driven Investment, Mark Jackson, Melchett, Mutual fund, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, Pensions, pensions, Retirement, Saving, The PEnsion Regulator
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Is personality an unrewarded risk?
Face it – I am your unrewarded risk.
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Uk bosses, should you sell-out your pensioners?
The link between you and your employer has been lost.
Posted in annuity, Liability Driven Investment, pensions, Retirement
Tagged annuity, Bournville, Insurance, Liability Driven Investment, National Employment Savings Trust, pension, Pension new, Pension Protection Fund, pensions, Pensions, Port Sunlight, Retirement, unilever, United States
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Value add – wine and target dated funds
Thanks to the boys and girls at ABCD it was fun but it left me a little frustrated.
Posted in Liability Driven Investment, NEST, pension playpen, pensions, Retirement
Tagged Buckinghamshire, Château Talbot, Comptroller, corporate risk, Liability Driven Investment, Morrisons, NEST, Payment system, pension, Pension new, pension playpen, pensions, Pensions, Retirement, Solvency II, Wine
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A massive failure of nerve – the sad state of our DC pensions
Last year 460,000 people bought annuities from their DC pensions, Two thirds of these people did not bother to get the best rate for their accumulated funds and as a result suffered on average a 10% lower pension than those who did. Continue reading
Posted in corporate governance, dc pensions, de-risking, EU Solvency II, Fiduciary Management, Liability Driven Investment, NEST, pensions, Personal Accounts, Retirement
Tagged corporate governance, dc pensions, de-risking, Department for Work and Pensions, Employment, EU Solvency II, Fiduciary Management, Hargreaves Lansdown, Liability Driven Investment, Mike Wadsworth, National Employment Savings Trust, NEST, pension, Pension new, Pension Pound, Pension Poverty, pensions, Pensions, Persnal Accounts, Personal Accounts, Politics, Rensselaer Polytechnic Institute, Retirement, Society, Tom McPhail
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Establishing the infrastructure to help “small” DB plans regain solvency.
Small schemes are missing a trick by not using their collective clout Continue reading
Posted in Liability Driven Investment, pensions
Tagged DB pensions, LDI, Liability Driven Investment, pensions
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Why do some workforces accept DB pension closure and some strike?
The members I spoke to …were not happy but at least they understood the corporate dilemma. It seems that over time they have reached a consensus that it is in their long-term collective interest to accept the proposed changes and move on without unrest.
Delivering a pension
The ordinary member of a pension scheme will not be aware of Liability Driven Investment, however he or she is acutely aware that their pension may be at risk. Continue reading
DC pricing- the fund manager’s dilemma
And some insurance companies woke up to price constraints and the stupid ones soldiered on till they became extinct Continue reading
Posted in dc pensions, Liability Driven Investment
Tagged dc pensions, DGF, LDI, Liability Driven Investment, RDR, stakeholder, STP, Target dated funds
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You don’t always know what you’ve got till it’s gone
So I’m 48, 15 months older and I’d be able to buy an annuity-but they’ve paved paradise and I’ll have to wait till 2016 which sucks Continue reading