Monthly Archives: January 2015

Can advisers make money from auto-enrolment?

Almost every day I get a call from an advisory firm having trouble recovering costs from advising on auto-enrolment. The problems are less to do with pricing than getting paid. |I’ve been thinking about all the issues that we’ve had … Continue reading

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Governance on parade – why we must show leadership.

From this year, insurance companies must create both internal and external controls to ensure they carry out the responsibilities they are taking on when helping us save and spend our pension pots. Yesterday afternoon I spent time with insurers and … Continue reading

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When independence becomes “inter-dependence”

This blog addresses  Barnett Waddingham on its AE Solution . For those not familiar with these things- it is a packaged solution that provides you with Standard Life’s Good to Go workplace pension. I have written about Good to Go which is … Continue reading

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KAS Bank – where integrity and independence are absolute

Late last year, KAS Bank appointed Dr Chris Sier as its UK Managing Director. It was a statement of intent and taken so those of us who have hoped to see the scales fall in favour of the consumers of … Continue reading

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The next General Election cannot come soon enough! – guest blog from Ralph Frank

  The next General Election in the UK is scheduled for 7 May 2015. That date can’t come soon enough, bringing a little respite (if only temporarily) from what seems to be some sort of popularity contest between the Chancellor … Continue reading

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Join us jolly girls and boys on the bus to Cheltenham 2015

A good way to get through January and February is to have some craic in March. This is what we do in the Pension Play Pen. On Tuesday March 10th . 50 of us will congregate at Paddington for breakfast, … Continue reading

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Why we will have to wait for our freedom.

A prospect of market failure The sentence may have been over-turned but the prisoner is not free. At best he can wander the prison yard but the prison gates remain locked and even when they open , the pension will … Continue reading

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Get your BR19 as your first step to being “Pension Wise”

Treasury now in charge of “Pension Wisdom”. Another Monday, another set of pension headlines. The Treasury announce that the Guidance Guarantee is no more and hereafter the delivery mechanism for the help we’ll be getting at retirement will be called … Continue reading

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Let’s play fantasy CIO at NEST!

NEST has invited  all of us to play “fantasy CIO” and create a default investment strategy for its members to and through retirement. If you’re prepared to get to page 118 of the consultation paper, you are asked as question 18 … Continue reading

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The future of retirement – Pension PlayPen responds to NEST

  Why Pension PlayPen is responding Pension PlayPen is reluctantly responding to NEST’s consultation; reluctantly as we have been asked these questions before in a number of different guises. The report is long and so is this response. We are … Continue reading

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