Monthly Archives: January 2015
“An idealogical inexactitude” – A guest blog by Eamonn O’Connor
As the election season is in full swing, some reflections on the ideological conflict inherent in the pension changes in the air for 2015. From April, we will see the abolition of compulsory annuity purchase and, with it, the introduction … Continue reading
Posted in pensions
Tagged Business, Business and Economy, CDC, city noble, corporate risk, dc pensions, de-risking, Eamonn O'Connor, Financial services, NEST, Pension Freedoms, pensions, Retirement, Steve Webb
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The bondage of advice.
Is this what we call regulated advice? Yesterday I told a cautionary tale about a friend who came close to sacrificing 105% of 10 years projected growth on his pension pot in advice and management fees. He asked the question “how can this … Continue reading
How can this be?
A school friend of mine, came to see me yesterday with some paperwork. He had been reviewing his financial affairs. Like me , he is 53 and had been excited by talk of the new Pension Freedoms. The problem His … Continue reading
Will we be ready in time? – great blog by Ralph Frank
The wide range of changes to the UK (defined contribution) pensions environment announced in 2014 start to kick-in during the course of 2015. Much work lies ahead in finalising the detail of these amendments and subsequent implementation. There is a … Continue reading
2014 in review
The WordPress.com stats helper monkeys prepared a 2014 annual report for this blog. Here’s an excerpt: Madison Square Garden can seat 20,000 people for a concert. This blog was viewed about 69,000 times in 2014. If it were a concert … Continue reading
Posted in pensions
Tagged Annual report, Madison Square Garden, stats helper monkeys
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How far can guidance go?
Guidance Technology? I am interested by Guidance Technology, it is at the core of http://www.pensionplaypen.com. As we use it, Guidance Technology narrows down options available to people to a shortlist that is clearly differentiated. For an employer to choose the … Continue reading
Didn’t we have a lovely time – the day we played united
As we walked up brow up by the telephone mast above Huish Park, we heard the singing. Two hours before the match and they were singing in the Thatcher’s Gold. As we crested the brow we saw our terrace full of … Continue reading
Posted in pensions
Tagged Ben Nugent, Fergie, Huish Park, Louis Van Gaal, Wayne Rooney, Weymouth Town, yeovil town fc
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What’s this about selling your annuity?
Steve Webb’s latest idea that the Government will encourage the sale and purchase of life annuities is not as crazy as it sounds. Indeed the practice is commonplace in the USA where many court awards are granted as an income … Continue reading
Separation
Can employers nudge staff into drawdown products? Should there be a degree of separation? If so – how can separation be achieved? Continue reading
Posted in pension playpen, pensions, Pensions Regulator, Retirement, workplace pensions
Tagged annuity, At REtirement, auto enrolment, Business, Defined benefit pension plan, DWP, Employment, Financial services, pension, Pension new, pension playpen, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, social media
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So much for the “haves”, what of the “have nots”?
It has now been well over a year since the OFT published this comment Since this warning, not a lot has been done to improve the quality of purchasing by employers. The DWP is introducing legislation in April which will … Continue reading
Posted in actuaries, auto-enrolment
Tagged annuity, auto enrolment, Business, employers, Human Resources, NEST, pension, Pension new, pension playpen, Pension Regulator, pensions, Politics, Retirement
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