Tag Archives: Society

Where it’s all going wrong for English rugby

If you want fun, stick with your local club, enjoy mini and youth rugby and stay away from the RFU – it is toxic. Continue reading

Posted in Twickenham, World Cup | Tagged , , , , , , , , , , , , | 2 Comments

Green shield stamps ( how to buy a pension)

Lawrence Churchill of NEST and John Hutton (of the report) spoke eloquently yesterday of the need for people to focus on a desired retirement outcome (for instance;-“I want an income of £15,000 pa”) work out what it takes to get it … Continue reading

Posted in customer service, de-risking, NEST, Retirement, social media | Tagged , , , , , , , , , , , , , , , , , , | 7 Comments

You can’t buy a sausage with a brick

Abe Bacchus, the guy who taught me to sell life insurance in 1984, used this great phrase when a  prospect objected to creating a “capital reservoir” for the future. Of course a geared investment into bricks and mortar over the … Continue reading

Posted in dc pensions, de-risking, NEST, Retirement | Tagged , , , , , , , , , , , , , , | 2 Comments

Yes – things are this bad in DC land!

We all know that equity markets have sent the value of our pension savings into free fall and some people understand that low prospective interest rates mean the amount of pension you can buy from your savings has fallen lower. But did … Continue reading

Posted in annuity, dc pensions, de-risking, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , | 12 Comments

“Our weapon is the camera”

Perhaps the measure of political control in Libya is calibrated by fear.
Continue reading

Posted in Facebook, Libya, Middle East, OECD, social media, Syria, twitter | Tagged , , , , , , , , , , , , , , , | Leave a comment

Scotland has hexed our cricket team.

Let’s make this clear- we do not want your support- your support is toxic. Now you have hexed our cricket team. Continue reading

Posted in cricket, The Ashes, Twickenham, World Cup | Tagged , , , , , , , , , , , , , , , , , , | 1 Comment

Feeding frenzy at the claims management zoo!

I was t-boned by an entrepreneurial garage owner on Saturday who , after shunting me off the road enterprisingly suggested that he would be happy to do the repairs on my car. I politely declined feeling it vaguely inappropriate. I … Continue reading

Posted in corporate governance, cricket, pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Sharing stuff

I won’t be the first to remark on the polarisation of the business community between those who see the internet as a threat to their intellectual property (grounded) and those who regard collaboration as a means of creating a better world for … Continue reading

Posted in corporate governance, Facebook, mallowstreet, Martin Lewis, social media | Tagged , , , , , , , , , , , , , , , , | 1 Comment

A pound spent on pension’s as good as salary – the new golden rule

I published a blog recently on the need for the DWP to take notice of the real concerns of the ASA. It got some  really interesting comments made on various sites mainly opposing the ACA’s pessimism. Interestingly the pessimism of the actuaries mirrors … Continue reading

Posted in annuity, corporate governance, dc pensions, Fiduciary Management, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 4 Comments

The right to screw up your pension

There’s a place in Iceland where the American and European tectonic plates grind together like two sets of molars. At Thingvellir you can smell the sulphur emitting from the fissures where the plates grind and you can peer into the unfathomable … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , | 15 Comments