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Tag Archives: first actuarial
Making the most of the £20bn small employers spend on DB – Guest blog from Hilary Salt
A simple shift in communications could ensure the £20bn employers spend on DB each year isn’t wasted Over the last decade we’ve seen the long march of defined benefit (DB) pension schemes from the sunny beaches of open schemes run by … Continue reading
Posted in pensions, Pensions Regulator
Tagged Actuarial science, Actuary, advice, £20bn, Business, corporate governance, corporate risk, de-risking, defined benefit, DWP, Employment, Financial services, first actuarial, Government, member benefits, members, National Employment Savings Trust, pension, pension playpen, pensions, small schemes
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Why due diligence is soooooooo important!
Yesterday I wrote about pension charges and the difference between poor practice and malpractice . At some point the value for money swing-ometre tips into rip-off territory and it’s almost always when those managing its costs of a scheme, stop acting … Continue reading
Posted in accountants, auto-enrolment, pensions
Tagged advice, auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, due diligence, Employment, Financial services, first actuarial, occupational pension schemes, penions, pension, pension playpen, pension scheme, pension schemes
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Top 6 blunders of Scheme Actuaries – guest blog from Hilary Salt
The rarefied world of pension scheme actuaries often seems strangely disconnected from that inhabited by other professionals. But I’ve been struck recently by the overlap between criticisms made of other professionals and some of my own concerns about the actuarial … Continue reading
First Actuarial party ; the photos you wish I’d deleted
“Judge advisers by advice , love them for their parties” That’s what I say, or would say if it weren’t for the pain in my head from last night’s First Actuarial Party. Thanks to Angela Sutherland and all our friends … Continue reading
It’s only human nature after all!
It’s natural for us to crave money but we are not natural money saving experts. Debate has raged on this blog and on the Pension Play Pen group pages as to whether Pensions Wise is doomed along with the … Continue reading
Grown up brands
How does a brand develop gravitas? Almost all internet start-ups set out to disrupt and this disruption starts with the brand. From the fore-runner Egg to the much advertised Nutmeg, we are asked to think of the brand as something … Continue reading
Posted in Blogging, brand, pensions
Tagged Brand, brand reputation, brand value, Business, dc pensions, first actuarial, pension, Pension new, pension playpen, pensions, Retirement
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Who wants change? Who wants to change?
Pension Freedoms is not about people doing exactly what you want them to. It is about allowing people to do exactly what they want to do. Yesterday I commended the Aon DC member survey to anyone prepared to submit … Continue reading
The fine line between “patronising” and “paternal”.
Last week Tom Mcphail (Hargreaves Lansdown) had a go at Teresa Fritz (financial Services Consumer Council and MAS) about the need for advice. You’d expect the two to clash, FSCS and MAS are not much loved by advisers who see it as an incompetent … Continue reading
Posted in advice gap, pension playpen, pensions
Tagged advice, Business, CDC, corporate governance, dc pensions, Employment, Financial services, first actuarial, Hargreaves Lansdown, National Employment Savings Trust, nutmeg, pension, Pension new, Pension Play Pen, pension playpen, Retirement, Teresa Fritz, Tom McPhail
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53 not out – but the Grim Reaper is bowling first change
When you are young you regard birthdays as a staging post to growing up. When you are over50 they become markers to the cemetery These cheery thoughts – “intimations on mortality” as Wordsworth described them, are with me as I listen to Leonard … Continue reading
Posted in pensions
Tagged Birthday, first actuarial, Frim Readper, henry tapper, Leonard Cohen, linkedin, pension, Pension new, pension playpen, pensions, Popular Problems, Retirement, social media
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Am I being unfairly targeted?
It was all going so well. We’d had a great day working and a great night playing and we’d made it back to chalet 147 at Center parks and were tucked up in bed. But one of our company us was … Continue reading