Tag Archives: Financial services
A lot more people earning £10k or less are “in” and some don’t even know it.
I was talking to an auditor recently who had questioned why someone who cleaned her client’s office in the morning and was on £120 pw had been considered an eligible jobholder – and auto-enrolled. It turned out that the cleaner submits an … Continue reading
Preparing for an auto-enrolment capacity crunch.
The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading
Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator
Tagged auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, John Ralfe, Katie Morley, National Employment Savings Trust, NEST, pension, Pension new, pensions, Retirement, Saving, Steve Webb, the Daily Telegraph, The Pension Regulator, Workie, workplace pension
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Will Lovegrove – a true hero of auto-enrolment
For ages, I’ve been banging on about improving the effeciency of how we manage auto-enrolment. But it was only when I met Will, that I understood how to do it. Sitting on the Papdis group (albeit as an enthusiastic observor), … Continue reading
Posted in pensions
Tagged API, auto enrolment, Business, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, Pension new, pension playpen, pensions, pensionsync, Systemsync
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TPR gets a kicking from Altmann on “Workplace Pension Choice”.
In a spectacular piece of reporting, the FT’s Josephine Cumbo has exposed a structural weakness at the centre of Auto-Enrolment;- the failure of the Pension Regulator, the advisory trade bodies and the FCA to provide proper guidance to our 1.8m employers … Continue reading
“Winning hearts and minds” – what IGCs can do for retirement saving!
What so concerned many of us when we read the comments from the Independent Governance Committee’s recent meetings at Evershed’s city offices, was that they showed no unified sense of purpose, no urgency and worst of all – confusion about … Continue reading
Posted in governance, investment, pensions
Tagged auto enrolment, Business, corporate governance, Financial services, governance, Government, hearts and minds, IGC, Independent Governance Committees, Indpendent, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Politics, Ros Altmann
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For now- fill the potholes – but we need a new road!
In an excellent article in Money Marketing, Nic Cicutti offers us the following analysis of how pension policy has progressed in the past thirty years The defining moment in financial services was the introduction of the 1986 Social Security Act, … Continue reading
Posted in pensions
Tagged auto enrolment, Business, Charlotte Jackson, Debbie Price, Defined benefit pension plan, DWP, Employment, Financial services, money box, new road, pension, Pension new, pensions, Pot-holes, Retirement, Steve Webb, TPAS
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SHOW ME THE MONEY! What’s going to happen our auto-enrolment savings?
People want to know what happens to the money they invest and we are terrible about explaining where their money ends up. This blog talks about how we can make pension investment as vivid and real as the picture above. Over … Continue reading
Posted in infrastucture, investment, NEST
Tagged Business, dc pensions, Employment, Financial services, Infrastructure, infrastucture, Investment, pensions, Salford
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How can auto-enrolment help those that most need it?
This morning I’m off to the House of Commons to discuss this question with some policy people, Prospect Magazine, my friends Alex Rowson of QTAC and Darren Philp of People’s Pension and Nigel Wilson, the CEO of Legal & … Continue reading
Why financial education can only go so far….
You know when you have a guilty thought and you can’t share it with anyone. And then, quite by chance, someone repeats that thought back at you – and you feel relieved, ashamed and a little bit angry all at … Continue reading
Posted in pensions
Tagged advice, auto enrolment, BBC, Business, CDC, corporate governance, dc pensions, Defined benefit pension plan, DWP, Employment, evangelism, Financial services, HArriet Baldwin, Moneybox, Pension new, pension playpen, pensions, sell, SMF, snake oil, Social Market Foundation
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People’s Pension announces one-off fee – world comes to an end!
If you were to read some of the reactions to the announcement yesterday by People’s Pension that they would be charging employers either £500 or £300 to set up a pension with them, you’d think that some intermediaries had just … Continue reading