Tag Archives: Employment

Choice – we love to have it – we hate to use it!

Choice – a mass of contradictions I’ve noted before that choice is something we feel we cannot do without but is something we generally cannot deal with. It is rare that the phrase ” I had no choice” is used in … Continue reading

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Jeroen Wilbrink has solved the Pension Crisis – but is anyone listening?

There’s no doubting Jeroen’s brilliance – here he goes off on one; two questions – is anyone listening ….and is he bonkers?     Yes, I have resolved the pension crisis. And thank you LinkedIn, for providing me with the … Continue reading

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NEST is not a financial soup-kitchen.

For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading

Posted in auto-enrolment, DWP, governance, NEST, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Pothole follows member

At one moment, as I sneakily followed the autumn statement on twitter (while supposed to be doing strategy), I heard the Chancellor remark Over the next five years the Government will spend £250m to pay for pothole repairs This has … Continue reading

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A lot more people earning £10k or less are “in” and some don’t even know it.

I was talking to an auditor recently who had questioned why someone who cleaned her client’s office in the morning and was on £120 pw had been considered an eligible jobholder – and auto-enrolled. It turned out that the cleaner submits an … Continue reading

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Preparing for an auto-enrolment capacity crunch.

The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading

Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Will Lovegrove – a true hero of auto-enrolment

For ages, I’ve been banging on about improving the effeciency of how we manage auto-enrolment. But it was only when I met Will, that I understood how to do it.  Sitting on the Papdis group (albeit as an enthusiastic observor), … Continue reading

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TPR gets a kicking from Altmann on “Workplace Pension Choice”.

In a spectacular piece of reporting, the FT’s Josephine Cumbo has exposed a structural weakness at the centre of Auto-Enrolment;-  the failure of the Pension Regulator, the advisory trade bodies and the FCA to provide proper guidance to our 1.8m employers … Continue reading

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For now- fill the potholes – but we need a new road!

In an excellent article in Money Marketing, Nic Cicutti offers us the following analysis of how pension policy has progressed in the past thirty years The defining moment in financial services was the introduction of the 1986 Social Security Act, … Continue reading

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SHOW ME THE MONEY! What’s going to happen our auto-enrolment savings?

People want to know what happens to the money they invest and we are terrible about explaining where their money ends up. This blog talks about how we can make pension investment as vivid and real as the picture above. Over … Continue reading

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