Category Archives: Payroll
(Workplace) Isa ain’t gonna wash for a week!
A radical idea Michael Johnson has published his proposal for a workplace ISA, Michael has explained this to me before and has explained his proposals publicly to the DWP Select Committee. The proposal is not just to include an ISA … Continue reading
Posted in Australia, auto-enrolment, DWP, Payroll, pensions
Tagged autoenrolment, Lifetime ISA, LISA, Michael Johnson, pensions, silly season, WISA, Workplace ISA
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Upstairs Downstairs RIP -today’s domestic employment market has moved on.
As we grow more affluent – British families are outsourcing many of their domestic duties Many of the employers who will be staging auto-enrolment by the end of decade have no idea they have any duties to provide pensions. They … Continue reading
Posted in auto-enrolment, Payroll, pension playpen, pensions, Pensions Regulator
Tagged autoenrolment, Business, domestic, domestic employment, nannies, nannypay, nannytax, pension, Pensions
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Time-Cost will prevail
That “it’s all about payroll stupid!” has become one of the axioms of auto-enrolment strategy. It’s a truism you hear mouthed by people who sell pensions but I’ve not hear many in payroll return the compliment! “It’s all about pensions” … Continue reading
Posted in Payroll, pensions
Tagged auto enrolment, Legal and Genera;, NEST, NOW, pension, pensions, People's Pension, Standard Life, workplace pension
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Auto-enrolment limits – what the DWP aren’t saying!
The DWP’s paper on the Earnings Trigger and Qualifying Earnings Bands(QEB) for auto-enrolment next year is very well written and gives an insight into just how much thought is going into managing the conflicting needs of employers, workers, administrators and…HMRC. … Continue reading
Posted in accountants, auto-enrolment, Payroll, pension playpen, pensions, Pensions Regulator, Treasury, welfare, Workie
Tagged auto enrolment, DWP, HMRC, net-pay, pensions, PLSA, relief at source, salary sacrifice, Tax, tax relief, Treasury
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Choice – we love to have it – we hate to use it!
Choice – a mass of contradictions I’ve noted before that choice is something we feel we cannot do without but is something we generally cannot deal with. It is rare that the phrase ” I had no choice” is used in … Continue reading
NEST is not a financial soup-kitchen.
For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading
Posted in auto-enrolment, DWP, governance, NEST, Payroll, pension playpen, pensions
Tagged advice, auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Government, HMRC, market economics, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, subsidy, Tax
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“Not for profit” – a phrase fast losing any meaning!
Not for profit organisations – what good do they do? All year I have been speaking with institutes and associations from the ABI and IA through the PLSA and PMI to ICAEW, ICAS and ACCA . As soon as you start, you don’t … Continue reading
Posted in Payroll, pension playpen, pensions, PLSA
Tagged auto enrolment, CIPP, for-profit, IA, IMA, NAPF, not for profit, pension playpen, pensions, PLSA, PMI
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Crowd-sourcing a solution to the net-pay pension problem.
The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading
Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator
Tagged Adrian Boulding, auto enrolment, DWP, henry tapper, Kate Upcraft, net-pay, Pensioins, pension, relief at source, Ros Altmann, Workie, workplace pension
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How much support do we get from our Workie?
Workie – if the DWP’s advertising campaign’s to be believed, is a workplace pension (albeit one looking for friends in the park). We want to know how friendly our Workies really are, how much support they are giving employers in running … Continue reading
Posted in Payroll, pension playpen, pensions, Workie
Tagged auto enrolment, charges, costs, Legal & General, NOW, NOW Pensions, People's Pension, pricing, sustainable, Workie
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There is only one thing in life worse than being talked about……Guest blog by Ralph Frank
The pensions freedoms announced in the 2014 Budget are claimed to have made defined contribution (“DC”) pensions more effective in helping people retire. This view is set out in the 2015 CBI/Mercer Pensions Survey, ‘A view from the top’. The … Continue reading
Posted in Payroll, pensions, Pensions Regulator
Tagged auto enrolment, Business, DWP, Employment, Financial services, pensions, Retirement, Workie, workplace pension
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