Category Archives: de-risking
NAPF Conference Report (from our man not on the spot)
My attempt to create a one man fringe event at the NAPF was short-lived and I spent the majority of the past 48 hours ensconced in various coffee shops and bars listening to Conference Reports from playpen cronies. The feedback … Continue reading
Posted in auto-enrolment, dc pensions, de-risking, napf, NEST
Tagged Brussels, Gregg McClymont, Jenny Davidson, Martyn Lewis, NAPF, Paul Lambert, pension, Steve Webb
7 Comments
Tesco v Morrisons – a pension-enrolment showdown
The Government officials charged with monitoring the success of auto-enrolment will no doubt be watching with interest the reported numbers enrolling into the Morrison’s and Tesco’s pension arrangements. Both organisations have opted to provide their “eligible jobholders” with defined benefit pensions; the … Continue reading
Can we get our business leaders to bother with pensions?
Our business leaders, a unique band of not more than a couple of thousand men (mostly), have not been leading the debate on workplace pensions. While Steve Webb and the DWP have proclaimed auto-enrolment as a transformational event, those charged … Continue reading
Investing in the sunny uplands!
A common theme in my blogs is the frustration that people get stuck in the wrong kind of investments wrong in terms of charges, wrong in terms of management and wrong in terms of the suitability of the fund to a … Continue reading
Can pension saving really grow the economy?
Putting a stealth tax on an employer’s wage bill of 3% and frog-boiling millions to reduce their take home by up to 4% doesn’t fit comfortably with a growth strategy for the economy. Less money to spend. Many regard UK pension policy … Continue reading
Does your pension scheme need advice?
WARNING- THIS BLOG CONTAINS A SHAMELESS PLUG FOR OUR SERVICES! (transparent as always!) I’m travelling up to Nottingham this morning to talk to Employers and Trustees who are asking themselves “Does our pension scheme need advisers”. Meeting similar groups recently, the answers I’m … Continue reading
Posted in actuaries, annuity, auto-enrolment, Change, customer service, dc pensions, de-risking, defined aspiration, Financial Education, FSA, happiness, leadership, Linkedin, mallowstreet, Popcorn Pensions, Retirement, social media, Treasury
Tagged Business, Company, Employment, Fee (remuneration), Insurance, National Employment Savings Trust, Nottingham, pension
7 Comments
Too important to hide;- why the Government has to investigate pension default charges
LCP, the pensions consultancy, yesterday published its first DC Fees Survey and very good it is too. It confirms what we knew, that the investment fees and charges for some DC funds are not transparent, that they can be as much as 100% … Continue reading
Posted in actuaries, annuity, auto-enrolment, Bankers, Change, corporate governance, customer service, dc pensions, de-risking, happiness, Henry Tapper blog, NEST, pension playpen, pensions, Popcorn Pensions, Treasury
Tagged Defined contribution plan, DWP, Fiduciary, Government, Gregg McClymont, Investment, Investment management, National Employment Savings Trust, pension, Steve Webb
10 Comments
Auto-enrolment – working out who does what.
The hard part in establishing a process to stage auto enrolment and manage it each payroll period is not working out what needs to be done. Process maps exist that will help you understand the scope and complexity of the task. It’s the … Continue reading
Payroll strikes back!
While the DWP consultations on auto-enrolment was going on , I had a nagging feeling in my stomach, like you do when you vaguely remember there’s something you’ve promised but haven’t delivered – but you can’t remember what it was. At … Continue reading
Posted in auto-enrolment, Bankers, dc pensions, de-risking, defined aspiration, NEST, pensions, Personal Accounts, Public sector pensions
Tagged Accounting, Business, Business and Economy, Computers and Internet, Darling (Blackadder), Financial services, General Melchett, Melchett, NAPF, Payroll, Payroll World Round Table, pension, Small business
3 Comments
Sponsor affordability and the use of security
This is an excellent article from my friend Simon Kew who trades as the Pensions Jackal on twitter. The subject may seem obscure but it isn’t – if you are in a Defined Benefit Pension Scheme you should know about … Continue reading