Category Archives: de-risking
How can you tell if your pension’s any good?
The Pension Play Pen had a debate last November when we tried to set an order of importance on the six things that the Pension Regulator said , made for good DC pensions (outcomes as they call them). The top of … Continue reading
Posted in annuity, auto-enrolment, Change, dc pensions, de-risking, defined aspiration, Retirement, social media
10 Comments
CIT; your ABC of auto-enrolment!
CIT compliance investment trust your three steps to success on the road to tomorrow’s pension. Yes I know there are a number of ways of pronouncing that “C” but if using a “sh” helps you remember what I’m talking about- I’ve no objection. Worse has been … Continue reading
Is your company good to retire from?
Is this a stupidly obvious or obviously stupid question? If you fall into the “stupidly obvious” camp you are one of a dwindling band of devotees of the paternalistic culture that believes that a lifetime’s work with an organsiation should be rewarded … Continue reading
The Spurious Certainty of Chicken Licken
There are two certainties – death and taxes; oh – add to that a pension in payment! Or so the officers of the DWP , the Government Actuary and the Pensions Regulator would have it. GAD tried to knock the idea … Continue reading
Posted in annuity, dc pensions, de-risking, defined aspiration, Management, NEST, pension playpen, pensions, Retirement
Tagged Amsterdam, Dutch, DWP, Holland, Jersey, pension, Steve Webb, Terry le Sueur
125 Comments
Why we shouldn’t give up on pensions.
Many people now see their company pension as a cause of concern not of comfort. Take this person who wrote to us last week… Prior to the meeting, I was a little apprehensive ,as I had an assorted portfolio of … Continue reading
I’ve just worked out why wrap rhymes with crap
I had an interesting meeting yesterday with a fellow who has accumulated over £4bn on an investment platform within a few years. The money comes from high net worth individuals who invest in funds. The service he provides allows IFAs to … Continue reading
Posted in auto-enrolment, corporate governance, dc pensions, de-risking, defined aspiration, FSA, pensions
Tagged ascentric, nucleus, Standard Life, value, wrap .corporate wrap
4 Comments
Pension Corporation points the way to “ambitious pensions”
A timely report arrived yesterday from the Pension Corporation estimating that the cost of replacing a standard DB benefit structure using DC had risen to 55% of salary. PIC’s business model is based on managing out DB plans on a … Continue reading
In the DC garden, all is not a bed of roses
I’ve been reading the latest report from the Friends Life Workplace Savings Index which you too can read by pressing this link. The report is powered by DCisions, an organisation that crunches numbers and produces reports on people’s pension investments. I … Continue reading
Posted in annuity, auto-enrolment, Change, corporate governance, dc pensions, de-risking, NEST, pensions
Tagged Company, Friends Life, Insurance, Investment, Investment strategy, Life annuity, Lifestyle, pension, Rate of return, Retirement
8 Comments
“I felt I’d helped”
What I am most keen to do, is to make sure that the pride that drove the simple words “I felt I helped”, is remembered and used by the youngsters when times get tough again.
Don’t kid people that pensions are easy
A well-respected (and very good) pension lawyer recently posted this question on a pensions website The news from the NAPF that one in three workers may opt out of pension saving despite being automatically enrolled is depressing reading for anyone. … Continue reading