When only 8 to 15 mega-trusts dominate the entire defined contribution (DC) and LGPS landscape, peer-group risk may override manager…
This is clearly a serious story about institutional accountability, bankruptcy and the treatment of former employees. But, although the immediate…
Here's another way for a pension fund to get in the soup. https://bayourenaissanceman.blogspot.com/2026/09/the-catholic-clergy-sex-abuse-scandal.html
I had earlier today read a medical research article reporting on a Japanese study that found that “supercentenarians” — those…
Monthly Archives: July 2015
How much does auto-enrolment cost?
The new living wage will make auto-enrolment more expensive If you are a small company, one of the unexpected items you’re going to have to add into your financial plan for the next three years is the additional cost of … Continue reading
Posted in actuaries, auto-enrolment
Tagged academic research, auto enrolment, CBS, costs, Dr Iain Clacher, pensions, pensionsync
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A new pension deal
A NEW PENSIONS DEAL – NOT A NEW KIND OF ISA There is only one thing that distinguishes a pension plan from an ISA plan and that is liquidity. By “liquidity”, I mean the ease with which the plan holder can … Continue reading
Posted in pension playpen, pensions, Pensions Regulator
Tagged Actuarial science, auto enrolment, Business and Economy, Financial services, George Osborne, Government, HMRC, Michael Johnson, National Employment Savings Trust, new deal, Pension Plan, pension plans, Pension taxation, pensions, Tax, Treasury
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We had it coming!
I haven’t read the reaction of the pension hierarchy to the Treasury’s consultation on the future of pension tax relief – I don’t have to. Steve Bee’s tweet “I don’t want to spend the rest of my time on this … Continue reading
Raining on pensions (again)! Guest Blog from Ralph Frank
The 2015 Summer Budget has delivered a series of blows to pensions in the UK. The Chancellor of the Exchequer claims that “the government is committed to supporting savers at all stages of their lives to help them … Continue reading
Posted in pensions
Tagged defined benefit pension, Government Bonds, pensions, raining, Saving, summer budget, Tax, tax relief, transferring pensions
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When the dust settles…
For the second time in two years, George Osborne has produced a budget that will radically change the way we thing about retirement saving. If 2014 was the year we re-thought the way we spent our retirement spending, 2015 asks … Continue reading
Posted in auto-enrolment, Payroll, Pension Freedoms, pension playpen, Public sector pensions
Tagged advice, annuity, auto enrolment, Business, corporate governance, dc pensions, Financial services, George Osborne, Government, Michael Johnson, pension, Pension new, pension playpen, pensions, redistribution, Retirement, retirement income, retirement saving, retirement savings, SIPPS, state pension, Tax, tax incentives, The Treasury, Treasury, Triple-Lock
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Tee Time?
A couple of weeks ago, I spoke with Michael Johnson about what he thought the budget’s proposals for pensions would be. He reminded me of this paper he had sent me in April and suggested that the Budget would be … Continue reading
Posted in pensions
Tagged annuity, Business, Financial services, Income tax, ISA, ISAs, Michael Johnson, pension, Pension new, pension playpen, Pension Regulator, Pension taxation, pensions, Retirement, Tax
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Making social media work for us
One of the things that social media does, is blur the line between work and play. The distinction is one that employers , regulators and brands attempt to manage, often with arcane rules that make them a laughing stock to their … Continue reading
Posted in social media
Tagged Blog, employers, Employment, Facebook, instagram, Linked in, pension playpen, Pension Regulator, pensions, social media, twitter, WordPress
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The future of pension regulation – Andrew Tarrant
Andrew Tarrant was a personal advisor to Gregg McClymont in the previous parliamentary term. A Kiwi lawyer he has the distinction of having sung in New Zealand’s only serious punk band. I have had the privilege of reading this substantial piece of … Continue reading
Posted in pensions
Tagged Andrew Tarrant, annuity, Business, corporate risk, dc pensions, Defined benefit pension plan, Employment, governance, Government, NEST, pension, Pension new, pension playpen, Pension Regulator, pensions, Politics, Retirement, The Pension Regulator, workplace Pensions
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Source Pensions – a tough lesson for auto-enrolment.
Over the weekend , the Telegraph published a story about Source Pensions . In the article it correctly claims that many pension savers have been automatically enrolled into illegal schemes. Source Pensions admit this is “regrettable”, I agree, You can read … Continue reading
Henley by boat – a Pension PlayPen Photoblog!
What a fabulous week for the 67 people who came on Lady Lucy between Wednesday and Saturday. It was a shame we couldn’t do Sunday- especially with St Pauls and Sir William Borlase winning the two boys events! Here are … Continue reading
Scottish teachers' pay increases, such as the recent multi-year agreement negotiated via the Scottish Negotiating Committee for Teachers (SNCT) covering…