Tag Archives: United States

“Turning the amber light green”; – creating a buzz around #auto-enrolment.

We should not minimise the impact of the employer duties, they are onerous and will be disruptive. But we must put them in the context of the greater good. Continue reading

Posted in advice gap, auto-enrolment, Payroll, pension playpen, pensions, workplace pensions | Tagged , , , , , , , , , , | Leave a comment

Great British Productivity – a matter of pride

This is the Olympic legacy and it is one we can all share in. Continue reading

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How Providers can take a lead in investment governance.

I am one such member and I have no idea whether my managers are doing a good job. Continue reading

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Giving “pensions” back its good name!

What do we mean by Pension Governance? When we listen to a musical recording what we hear is the perfect balance between instruments achieved by expert mixing. Pensions Governance does that mixing job for your workplace pension , making sure … Continue reading

Posted in advice gap, annuity, social media | Tagged , , , , , , , , , , , , , , , | 2 Comments

The inimitable Mr Leonard Cohen

The secret of his success is a great back catalogue and a band that changes as little as the rendition of the songs. Continue reading

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Risk-sharing starts with cost-sharing

This lunchtime we will be debating pension charges at the Pension Play Pen lunch (50 Cornhill). This blog may help in organising my thinking and perhaps your thinking too! The terms of the debate about the charges cap that the … Continue reading

Posted in advice gap, auto-enrolment, dc pensions, pensions | Tagged , , , , , , , | 5 Comments

Why target date funds have been slow to catch on

with all the headwinds in the favour of TDFs and against Lifestyle it’s hard to see why insurers aren’t switching to TDFs Continue reading

Posted in actuaries, advice gap, annuity, auto-enrolment, governance, investment | Tagged , , , , , , , | 2 Comments

The true and fair way to “cost” your investments

This machine will increase competition, drive out inefficiencies and increase respect for managers (with an eye to costs ) Continue reading

Posted in auto-enrolment, brand, Change, dc pensions, Financial Education, First Actuarial, hargreaves lansdowne, hedge funds, pensions | Tagged , , , , , , , | Leave a comment

Investment consultants and institutional corruption

the taking of a % fee from the member’s fund to pay for investment advice is fraught with potential conflict Continue reading

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Working for the clampdown?

“what are we going to do now?” Joe Strummer asked in 1979. Are we still working for the Clampdown? Continue reading

Posted in actuaries, auto-enrolment, CDC, club pension, de-risking, defined aspiration, Financial Education, First Actuarial, pensions, Retirement | Tagged , , , , , , , , | 5 Comments