Scheme actuaries use a nominal gilt yield curve, which they assert directly matches the currency and inflation exposure of those…
"prefers to compare the returns with a liability proxy (a mixture of gilt maturities)" Are those Index-Linked gilts, given that…
I agree the major problem with DC is that it has been designed as a savings plan not to provide…
Oh, and I think this confusion leading to DB being viewed as a pot by members is an unintended consequence…
Tag Archives: social media
“A bit of a balls up- to be frank!”
If you turn left out of the back of the Treasury and walk down to Caxton Street you’ll find the offices of the DWP. If you turn right out of Caxton Street, you’ll come to the Treasury, it’s a five minute … Continue reading
Posted in pensions, Popcorn Pensions, Ros Altmann, social media
Tagged Business, Caxton House, communication, DWP, FCA, Google, HM Treasury, pensions, social media, Street Maps, Treasury, YouTube
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Social media – “everybody’s doing it – so let’s not do it at all!”
I rode down to the Jumeirah Carlton Tower (no less) to speak at “Social Media for Marketing”, a sell-out conference which in headlines offered GUIDANCE, COMPLIANCE & FUTURE TRENDS At the risk of homogenising the other (excellent) speakers, this … Continue reading
Posted in pensions
Tagged compliance, Facebook, future trends, Guidance, investment marketing, social media, twitter #investmentSM
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The (currently) sad state of Linked in Groups
Have you noticed how much harder it has become to find and use your linked in group? I run a number of groups, the biggest of which is the Pension Play Pen with over 7000 members. We have enjoyed steady growth … Continue reading
Posted in pensions
Tagged Groups, Linked in, Moderation, Pension Play Pen, social media
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What does it mean – being connected?
By some measures I am well connected. By the strictly quantitative measure of linked in first degree connections I could be seen as a well-connected man. But I can assure you that internet connections give false security. Whether you have 50 … Continue reading
Posted in social media, Yeovil Town, zopa
Tagged blogs, connections, Digital connectivity, internet connections, Linked in, pensions, social media
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Don’t be daunted – it’s not hard (or expensive) to choose the best workplace pension for your staff
If you are a boss, or act for a boss as an accountant, financial adviser or payroll manager, you may be getting worried about auto-enrolment. You’ve probably had your little brown envelope from the Pension Regulator telling you that you … Continue reading
Posted in pensions
Tagged advice, auto enrolment, Employment, frefreedoms. pension playpen, pensions, social media, workplace Pensions
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Addiction
Addiction is not a word that resonates positively. But we had a discussion yesterday centred on getting people addicted to properly managing their money, in which the word seemed entirely appropriate. People get addicted to courses of action resulting from a … Continue reading
Posted in pensions
Tagged Addiction, advice, Business, dc pensions, digital guidance, Facebook, FAMR, financial education, financial education programs, Financial services, Financial Services Authority, Government, Linked in, momentum, MoneyHub, multiplier, Pension Protection Fund, Pension Regulator, Ros Altmann, social media, Society, Treasury, vitality
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The FinTech boom ignites with the start-ups!
This chart says something pretty interesting. It tells us that London is the top place in Europe for Financial Technology, it tells us that in terms of performance and market reach, we’re doing great but that we lag in Funding … Continue reading
Posted in pensions
Tagged advice, auto enrolment, Business, Business and Economy, David Cameron, DWP, Ease, Employment, Financial services, George Osborne, Government, ITM, Legal & General, NEST, pension playpen, Pension Regulator, pensions, pensionsync, People's Pension, Retirement, Ros Altmann, social media, Systemsync
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Everything’s a prototype – nothing on the web will last.
The way people think about websites has changed so much over the past three years. This morning I read an article called “web design is dead” in which the author, Sergio Nouvel (@shesho) argues that internet innovation has shifted from … Continue reading
Posted in pensions
Tagged API, app, application, Business, content, dc pensions, Linked in, mobiles, pension, Pension new, pension playpen, pensions, Retirement, social media, Society, twitter, watch, watches, web-design, WordPress
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What is FinTech and why does it matter to David Cameron?
Skinny Latte for Cameron On his trade trip to the Far East, “FinTech” was to David Cameron what “Prudence” had been to Gordon Brown. So what is FinTech and why does it matter so much to our Prime Minister that he was … Continue reading
Posted in pensions
Tagged Ace Hotel, auto enrolment, David Cameron, Financial Technology, FinTech, Innovate, Latte, pensions, Shoreditch Hight Street, social media, trending
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“We all defer together?” – Guest Blog from Ralph Frank
The recently announced consultation on pensions tax relief has stirred up thought and debate on the issue of incentivising long-term saving. There are theoretical, commercial and practical aspects to be addressed in this process of defining an approach to pensions … Continue reading
Thanks for your reply. I hope it does successfully "embed both the real rate and expected inflation in one number".…