Tag Archives: Company

Does your pension scheme need advice?

WARNING- THIS BLOG CONTAINS A SHAMELESS PLUG FOR OUR SERVICES! (transparent as always!) I’m travelling up to Nottingham this morning to talk to Employers and Trustees who are asking themselves “Does our pension scheme need advisers”. Meeting similar groups recently, the answers I’m … Continue reading

Posted in actuaries, annuity, auto-enrolment, Change, customer service, dc pensions, de-risking, defined aspiration, Financial Education, FSA, happiness, leadership, Linkedin, mallowstreet, Popcorn Pensions, Retirement, social media, Treasury | Tagged , , , , , , , | 7 Comments

Auto-enrolment – working out who does what.

The hard part in establishing a process to stage auto enrolment and manage it each payroll period is not working out what needs to be done. Process maps exist that will help you understand the scope and complexity of the task. It’s the … Continue reading

Posted in auto-enrolment, customer service, de-risking, FSA, Management, NEST, pensions, Personal Accounts | Tagged , , , , , , , , , , | 3 Comments

Can GPP providers be a little clearer about commission?

Someone told me yesterday that he preferred ISAs to pensions because he knew what was going on with an ISA. He’s not stupid, he’s financially literate but it turned out he knew nothing about annuities  and he asked that I blog … Continue reading

Posted in annuity, pensions, Retirement | Tagged , , , , , , , | 4 Comments

Good boss / bad boss

1. Business is a playground, not a battlefield. Average bosses see business as a conflict between companies, departments and groups. They build huge armies of “troops” to order about, demonize competitors as “enemies,” and treat customers as “territory” to be … Continue reading

Posted in Management | Tagged , , , , , , , | 3 Comments

Why we shouldn’t give up on pensions.

Many people now see their company pension as a cause of concern not of comfort. Take this person who wrote to us last week… Prior to the meeting, I was a little apprehensive ,as I had an assorted portfolio of … Continue reading

Posted in annuity, corporate governance, dc pensions, de-risking, pensions, Public sector pensions, Retirement | Tagged , , , , , , , | 13 Comments

In the DC garden, all is not a bed of roses

I’ve been reading the latest report from the Friends Life Workplace Savings Index which you too can  read by pressing this link. The report is powered by DCisions, an organisation that crunches numbers and produces reports on people’s pension investments. I … Continue reading

Posted in annuity, auto-enrolment, Change, corporate governance, dc pensions, de-risking, NEST, pensions | Tagged , , , , , , , , , | 8 Comments

Don’t kid people that pensions are easy

 A well-respected (and very good) pension lawyer recently posted this question on a pensions website The news from the NAPF that one in three workers may opt out of pension saving despite being automatically enrolled is depressing reading for anyone. … Continue reading

Posted in annuity, auto-enrolment, dc pensions, de-risking, Henry Tapper blog, pensions | Tagged , , , , , , , | 17 Comments

WE’VE GOT OUR POPCORN PENSIONS!

There have been a few times in my life that I have felt completely happy, the birth of my son, winning a scholarship to Bryanston and a telephone call received yesterday evening are three that spring to mind. Moments when your sense of self-worth is captured completely in the realisation that something wonderful has happened. Continue reading

Posted in customer service, Henry Tapper blog, Management, pension playpen, pensions, Popcorn Pensions, social media | Tagged , , , , , , , , , , | 3 Comments

Selling NEST and auto-enrolment to the pension weary

The issue of fatigue is high on my agenda this morning – especially Regulatory Fatigue. Yesterday the DWP published a host of documents that can be accessed through this link http://www.dwp.gov.uk/consultations/2011/workplace-pension-reform-2011.shtml It dots the “i”s and crosses the “t’s” on a … Continue reading

Posted in auto-enrolment, corporate governance, customer service, dc pensions, NEST, pensions, Personal Accounts | Tagged , , , , , , , | 8 Comments

We can negotiate our DC charges (and it does matter!)

CHARGES ARE ABOUT THE ONLY FEATURE OF OUR PENSION PLAN DESIGN THAT WE CAN CONTROL.

Continue reading

Posted in dc pensions, NEST, Retail Distribution Review | Tagged , , , , , , , , , , , , , , , , | 3 Comments