Category Archives: Popcorn Pensions
A return to old-fashioned pensions
I enjoyed reading this from Jenny Phipps of Banknote; For many people, having an old-fashioned, defined benefit pension is a real retirement planning advantage. People who have them feel much more financially secure, both as they plan for retirement and … Continue reading
“The older I get, the less I trust my pension!”
An interesting observation from Gerry Barwell in 140 characters When I interview consumers on AE/ wider pensions – the barrier of mistrust is significant. Less so in the young but for 40+ Which gives us the opportunity to speculate on … Continue reading
Investing in the sunny uplands!
A common theme in my blogs is the frustration that people get stuck in the wrong kind of investments wrong in terms of charges, wrong in terms of management and wrong in terms of the suitability of the fund to a … Continue reading
Can pension saving really grow the economy?
Putting a stealth tax on an employer’s wage bill of 3% and frog-boiling millions to reduce their take home by up to 4% doesn’t fit comfortably with a growth strategy for the economy. Less money to spend. Many regard UK pension policy … Continue reading
“The Employer’s Duty”
We talk blithely of the employer’s duties as if these obligations were pre-ordained. Economic Liberals may ask how we got to a world in which the Pension Regulator can issue a document entitled “Employer Duties and defining the workforce – an … Continue reading
Does your pension scheme need advice?
WARNING- THIS BLOG CONTAINS A SHAMELESS PLUG FOR OUR SERVICES! (transparent as always!) I’m travelling up to Nottingham this morning to talk to Employers and Trustees who are asking themselves “Does our pension scheme need advisers”. Meeting similar groups recently, the answers I’m … Continue reading
An amnesty on pension charges is not the answer!
It seem that Aviva are to review the legacy charges on pension charges. Tom Mcphail is calling for a general amnesty on charges that hints that there is currently a “charges war”. There isn’t a charges war Tom, if there was … Continue reading
Too important to hide;- why the Government has to investigate pension default charges
LCP, the pensions consultancy, yesterday published its first DC Fees Survey and very good it is too. It confirms what we knew, that the investment fees and charges for some DC funds are not transparent, that they can be as much as 100% … Continue reading
How sure are you that you’ll get your pension promise?
While large numbers of people, (the low-paid , young and the haitual self and unemployed) have never been in a company pension scheme, some 30 million of us in the UK have either a private pension in payment or have the prospect … Continue reading
Why we want you at our Pension Play Pen party!
You – yes you! We’re having a knees up at the White Hart in Barnes, Hays have put some money behind the bar – the Racket of the Lambs have got their banjos and we’re going to have a good time. … Continue reading