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Category Archives: NEST
In the DC garden, all is not a bed of roses
I’ve been reading the latest report from the Friends Life Workplace Savings Index which you too can read by pressing this link. The report is powered by DCisions, an organisation that crunches numbers and produces reports on people’s pension investments. I … Continue reading
Posted in annuity, auto-enrolment, Change, corporate governance, dc pensions, de-risking, NEST, pensions
Tagged Company, Friends Life, Insurance, Investment, Investment strategy, Life annuity, Lifestyle, pension, Rate of return, Retirement
8 Comments
Make NEST the dustbin of our pension dreams?
We all like the idea of having all our retirement funds in a big pot which we can manage efficiently and value easily. But not at any price! This link takes you to a version of Aegon’s submission to Government on “operation … Continue reading
Posted in annuity, Change, NEST
Tagged Aegon, DWP, NAPF, National Employment Savings Trust, Open Market Option, pension, Retirement, Steve Webb
3 Comments
Steve Webb’s good week
Now anyone who can talk of a “regulatory regime which allows 1000 flowers to bloom” has got to have been taking the happy pills. Continue reading
Posted in annuity, auto-enrolment, dc pensions, defined aspiration, Liberal Democrats, Management, NEST, pension playpen, pensions, Popcorn Pensions, Treasury
Tagged Defined benefit pension plan, Department for Work and Pensions, DWP, National Employment Savings Trust, pension, Pensions Management Institute, Ros Altmann, Steve, Steve Webb, Tesco, UK State Pension, Webb
17 Comments
David Mowatt – spot on – the impending pension crisis
It sounds like tory MD David Mowatt from Warrington South, has been swotting up pensions with Steve Webb. He published this on his blog on Tuesday and followed it up in the House. Good on him. Read his article below; here … Continue reading
Posted in annuity, dc pensions, NEST
Tagged David Mowat, Government, National Employment Savings Trust, Open Market Option, pension, Steve Webb, Treasury, Warrington South
7 Comments
Define your aspiration.
Last week, the brotherhood of DB and DC pensions got a little sister when Steve Webb introduced the prospect of DA to the family. There is nothing new about the search for a third way, indeed it is the pensions equivalent of the … Continue reading
The NAPF point the finger at the £1bn annuity scandal
The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit the needs of the three member … Continue reading
Selling NEST and auto-enrolment to the pension weary
The issue of fatigue is high on my agenda this morning – especially Regulatory Fatigue. Yesterday the DWP published a host of documents that can be accessed through this link http://www.dwp.gov.uk/consultations/2011/workplace-pension-reform-2011.shtml It dots the “i”s and crosses the “t’s” on a … Continue reading
To get better pensions we need to share risk
Yesterday, Steve Webb announced he was to review the level of protection that needed to be provided to private pensions in payment. His intention is to help the solvency of defined benefit schemes which might need to reserve less for future guarantees. He is … Continue reading
Posted in annuity, corporate governance, dc pensions, de-risking, EU Solvency II, Fiduciary Management, Management, NEST, pensions, Retirement
Tagged CDC, Defined benefit pension plan, Derek, Dutch, Employment, pension, Standard Life, Steve Webb, trustee
9 Comments
Can we have a word Mr Webb?
You mentioned that there should be a default position (on mallowstreet). I have argued that there is a default decumulation position, it is a level single life annuity provided by the insurer that managed your pension accumulation. This is a “pot-luck” position and many are buying appalling annuities as a result. This is at the root of what we, Robin Ellison, Con Keating, Alan Higham , the AMNT and Kevin Wesbroom, (to name but a handful of those calling for change), are trying to address. Continue reading
Posted in annuity, auto-enrolment, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, Liberal Democrats, NEST, Nick Clegg, pension playpen, pensions, Personal Accounts, Retirement
Tagged Civil service, Con Keating, Derek, Dutch, Dutch people, Government, Life annuity, pension, Pension Protection Fund, Steve Webb
14 Comments
Is Auto-Enrolment a busted flush? Pension Play Pen lunch Jan 2012
The Play Pen sat down for the 26th time at the Counting House on Monday 9th Jan 2012-the first working Monday of the month. It concluded that their was life in auto-enrolment though enthusiasm for the project and for NEST … Continue reading