Tag Archives: public sector

Giving “pensions” back its good name!

What do we mean by Pension Governance? When we listen to a musical recording what we hear is the perfect balance between instruments achieved by expert mixing. Pensions Governance does that mixing job for your workplace pension , making sure … Continue reading

Posted in advice gap, annuity, social media | Tagged , , , , , , , , , , , , , , , | 2 Comments

Taxpayer subsidy for public service pensions to double over 6 years

This is an article from Michael Johnson. I agree with the numbers but I’m not so sure about the sentiment that lies behind it. As a nation we can afford anything if we chose to prioritise the spending and we … Continue reading

Posted in Financial Education, First Actuarial, pensions, Public sector pensions, Royal Mail, smelly | Tagged , , , , , , , | 8 Comments

So what’s a good DC pension – Mr Webb?

Britain is taking on a massive enterprise as it looks to universal private pension provision in the corporate sector Continue reading

Posted in actuaries, Australia, auto-enrolment, pensions, Retirement, social media | Tagged , , , , , , , , , , , , , , , | 13 Comments

Johnson v Keating ; a pensions heavyweight title fight

There are two documents sitting on my desktop this morning. The first is a paper by Con Keating. Con believes that the best way of providing pensions is collectively through large organisations who are able to offer and keep future … Continue reading

Posted in actuaries, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, pension playpen, pensions, Personal Accounts, Personality | Tagged , , , , , , , | 1 Comment

The public sector needs a low cost pension alternative

This blog is about public sector pensions and the problems that they will face with Auto-Enrolment. It will be of interest to people concerned with pension reform, fairness, inclusivity and with bringing DC up to the standards of DB. The question … Continue reading

Posted in auto-enrolment, doctors, Financial Education, mallowstreet, NEST, pensions | Tagged , , , , , , , | 9 Comments

Australian “Super” – not an answer – a new question.

I went to a discussion on the Australian retirement savings system at the invitation of the Australian actuarial group in London (thanks guys). The talk was excellent as were the questions. Being  neither Australian or an actuary it was an eye – opener! Australia … Continue reading

Posted in annuity, Australia, auto-enrolment, corporate governance, pensions, Retirement, The Ashes | Tagged , , , , , , , | 5 Comments

Doctors are pension millionaires – so why are they striking?

My Dad’s a doctor and in retirement – he has a great pension  and who can begrudge him it? He retired 25 years ago as a senior partner – on about one third of the final salary he’s be on today. Like him, I … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | 6 Comments

CIT; your ABC of auto-enrolment!

CIT     compliance investment trust  your three steps to success on the road to tomorrow’s pension. Yes I know there are a number of ways of pronouncing that “C” but if using a “sh”  helps you remember what I’m talking about- I’ve no objection. Worse has been … Continue reading

Posted in annuity, auto-enrolment, Change, dc pensions, de-risking, defined aspiration | Tagged , , , , , , , | 7 Comments

Don’t kid people that pensions are easy

 A well-respected (and very good) pension lawyer recently posted this question on a pensions website The news from the NAPF that one in three workers may opt out of pension saving despite being automatically enrolled is depressing reading for anyone. … Continue reading

Posted in annuity, auto-enrolment, dc pensions, de-risking, Henry Tapper blog, pensions | Tagged , , , , , , , | 17 Comments

“A fair and lasting settlement”; public sector pensions

Paul Johnson and the Institute of Fiscal Studies have done the numbers and, to nobody’s surprise, have concluded that the long-term cost of  public sector pensions in terms of “pensions out” will be about the same under the new regime … Continue reading

Posted in de-risking, pensions, Public sector pensions | Tagged , , , , , , , , , | 2 Comments