Tag Archives: public sector

Don’t kid people that pensions are easy

 A well-respected (and very good) pension lawyer recently posted this question on a pensions website The news from the NAPF that one in three workers may opt out of pension saving despite being automatically enrolled is depressing reading for anyone. … Continue reading →

Posted in annuity, auto-enrolment, dc pensions, de-risking, Henry Tapper blog, pensions | Tagged , , , , , , , | 17 Comments

“A fair and lasting settlement”; public sector pensions

Paul Johnson and the Institute of Fiscal Studies have done the numbers and, to nobody’s surprise, have concluded that the long-term cost of  public sector pensions in terms of “pensions out” will be about the same under the new regime … Continue reading →

Posted in de-risking, pensions, Public sector pensions | Tagged , , , , , , , , , | 2 Comments

A necessary strike

If there’s one area of consensus among the politicians this morning, it’s that the national pensions strike called for today (30th November) is unnecessary and something this country can ill afford. I disagree – this is a necessary strike, not … Continue reading →

Posted in annuity, corporate governance, dc pensions, Liberal Democrats, NEST, Retirement | Tagged , , , , , , , | 3 Comments

Play Pen on Public Sector Pensions

Following robust debate over pie ale and an October Pimms, the 16 members of the Pension PlayPen split 8/8 on the motion  “the pensions paid to the public sector are unfair”. However there was a healthy majority of 13 to 3 that … Continue reading →

Posted in annuity, corporate governance, Jersey, NEST, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , , | 3 Comments

In place of strife – some light in the tunnel?

Clearly things have not gone well in the summer long negotiations between public sector unions and those involved in the management of the large unfunded pensions (for firemen, teachers , police and civil servants). The battle lines appear to have been drawn for … Continue reading →

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Buy now while IFAs last?

Commission comes at a cost and a cost that is rarely counted Continue reading →

Posted in corporate governance, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , , , | 13 Comments

A declaration of belligerence

Today (3oth June) is strike day. It is a general strike by a proportion of society that has seen total personal reward for its labours massively increase over the past fifteen years. The people who will be suffering are members of the … Continue reading →

Posted in pensions, Retirement | Tagged , , , , , , , , , , , , , | 2 Comments

Public sector strikes – the indeluctable modality

“the ineluctable modality of existence- it gets us every time”.
Continue reading →

Posted in NEST, pension playpen, pensions, poetry, Retirement | Tagged , , , , , , , , , , , , , , , , , | 3 Comments

The DB Phoenix

Things are pretty grim in DB land just now.  The 3% hike in personal contributions to public sector pensions is likely to accelerate the trend for individuals to opt-out of DB leaving these schemes derelict. The anticipated abolition of contracting out from … Continue reading →

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#Budget11; a budget about #pensions

Budget 11 is a pensions bombshell Continue reading →

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