Tag Archives: Funds

More cobblers from investment experts on DC pensions

I am afraid I have to report yet more moronic thinking from the investment community showing their  disconnect with the ways and means of everyday folk. Example one is from Lyxor, who used to be called Societe Generale until they screwed … Continue reading

Posted in auto-enrolment, Bankers, club pension, Consolation, dc pensions, defined aspiration, happiness, Liability Driven Investment, mallowstreet, NEST, pension playpen, pensions, Personal Accounts, Public sector pensions, with-profits | Tagged , , , , , , , | 8 Comments

Can Britain afford Proper Pensions? Play Pen Lunch 01/10/12

The discussion focussed on the question “can Britain afford proper pensions” which broke into three questions. 1  What makes a pension proper? 2. What is the true price of funding for pensions? 3. What are the consequences of not pre-funding … Continue reading

Posted in pension playpen | Tagged , , , , , , , | 3 Comments

Savvy punters will drive down pension charges.

Inefficient markets – don’t you just love ’em! We all love a bargain whether at the local boot or in the stock market. There was a time when I believed I could pick a stock or a horse and beat … Continue reading

Posted in auto-enrolment, Bankers, dc pensions, defined aspiration, economics, Horse racing, leadership, Management, Martin Lewis, NEST, pensions, Retail Distribution Review | Tagged , , , , , , , , , , | 6 Comments

“These charges are no more- they have ceased to be”

      Tell me about your Charges Sir Can’t do that …they’re hiddeen Tell me about your hidden charges then Don’t know what you’re talking about Sir.   Much of the problem rests with the word “discretionary”. If you … Continue reading

Posted in Bankers, dc pensions, FSA | Tagged , , , , , , , | 4 Comments

Sponsor affordability and the use of security

This is an excellent article from my friend Simon Kew who trades as the Pensions Jackal on twitter. The subject may seem obscure but it isn’t – if you are in a Defined Benefit Pension Scheme you should know about … Continue reading

Posted in de-risking, defined aspiration, Financial Education, Pension Rocks III, pensions | Tagged , , , , , , , | Leave a comment

What NESTCorp is costing us

I wonder why NEST Corp’s own staff pension contributions cannot be accommodated within NEST , saving future member’s the burden of £3.6m pa in interest payments.

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Posted in customer service, dc pensions, NEST | Tagged , , , , , , , , , , , , , , | 1 Comment

Paul Bradshaw – champagne please!

Paul Bradshaw – the man behind Skandia and latterly Nucleus, Annuity Direct and a number of similar advisory ventures is a canny man-   it was not for nothing that he offered a bottle of champagne to anyone who could truly claim to offer independent … Continue reading

Posted in mallowstreet, pension playpen | Tagged , , , , , , , , , , , , , , , | 2 Comments

Whose NEST is being feathered?

In everyday speak- the early phase NEST default investment approach is patronising nonsense and its only value is to NEST and Government Continue reading

Posted in NEST | Tagged , , , , , , , , , , , , , , , | 2 Comments

Big-Up for NEST’s investment strategy

I’ve been growing ever more confident that NEST is going in the right direction- especially with regards investment options.
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