Henry, I agree. I don’t think most people reach retirement looking forward to managing drawdown for the next 25 years.…
Henry It is not the right side of the bell curve that you need to concern yourselff with it is…
[…] ← Pension people- lets elevate our thinking to ‘consumer level’ […]
I had the same issues when testing as well as prior pension pots that had been transferred were listed as…
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Tag Archives: corporate governance
Preparing for an auto-enrolment capacity crunch.
The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading
Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator
Tagged auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, John Ralfe, Katie Morley, National Employment Savings Trust, NEST, pension, Pension new, pensions, Retirement, Saving, Steve Webb, the Daily Telegraph, The Pension Regulator, Workie, workplace pension
1 Comment
Will Lovegrove – a true hero of auto-enrolment
For ages, I’ve been banging on about improving the effeciency of how we manage auto-enrolment. But it was only when I met Will, that I understood how to do it. Sitting on the Papdis group (albeit as an enthusiastic observor), … Continue reading
Posted in pensions
Tagged API, auto enrolment, Business, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, Pension new, pension playpen, pensions, pensionsync, Systemsync
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“Winning hearts and minds” – what IGCs can do for retirement saving!
What so concerned many of us when we read the comments from the Independent Governance Committee’s recent meetings at Evershed’s city offices, was that they showed no unified sense of purpose, no urgency and worst of all – confusion about … Continue reading
Posted in governance, investment, pensions
Tagged auto enrolment, Business, corporate governance, Financial services, governance, Government, hearts and minds, IGC, Independent Governance Committees, Indpendent, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Politics, Ros Altmann
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Why financial education can only go so far….
You know when you have a guilty thought and you can’t share it with anyone. And then, quite by chance, someone repeats that thought back at you – and you feel relieved, ashamed and a little bit angry all at … Continue reading
Posted in pensions
Tagged advice, auto enrolment, BBC, Business, CDC, corporate governance, dc pensions, Defined benefit pension plan, DWP, Employment, evangelism, Financial services, HArriet Baldwin, Moneybox, Pension new, pension playpen, pensions, sell, SMF, snake oil, Social Market Foundation
1 Comment
“Low earners miss out on £85m pension tax relief” – and why!?
“Millions of part-time workers are being denied valuable tax-breaks on their pension contributions as government officials knowingly all low them to save into schemes that will not pay them relief they are entitled” So thundered the FT (26/09/15) and it’s … Continue reading
Making the most of the £20bn small employers spend on DB – Guest blog from Hilary Salt
A simple shift in communications could ensure the £20bn employers spend on DB each year isn’t wasted Over the last decade we’ve seen the long march of defined benefit (DB) pension schemes from the sunny beaches of open schemes run by … Continue reading
Posted in pensions, Pensions Regulator
Tagged Actuarial science, Actuary, advice, £20bn, Business, corporate governance, corporate risk, de-risking, defined benefit, DWP, Employment, Financial services, first actuarial, Government, member benefits, members, National Employment Savings Trust, pension, pension playpen, pensions, small schemes
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Five things I’d change to help employers with Auto-Enrolment
I spent yesterday with 62 employers , 1 of whom had staged auto-enrolment (a small employer in the June 2015 trial). As I listened to questions and talked with my friend at the Regulator who was co-speaker, I tried to … Continue reading
Mastertrusts – an accident waiting to happen?
How do we pay for pensions? We still know too little about what we are paying for pensions. The following statement appears on Standard Life’s website Employers can be confident that their schemes will all be compliant with the charge … Continue reading
Linked In’s no website for old men!
Yeats wrote that Byzantium was no country for old men. He was right, according to the Daily Express, we are all on linked in leering at young girl’s profiles. It looks like the poem should get re-written for young women … Continue reading
Posted in pensions
Tagged Business, Byzantium, corporate governance, corporate risk, Employment, Linked in, no country for old men, old men, pensions, sailing to Byzantium, WB Yeats, young women
8 Comments
The MoneyHelper dashboard is now in large scale unmoderated beta testing, which means pretty well anyone can sign up, is…