Category Archives: Management

The Spurious Certainty of Chicken Licken

There are two certainties – death and taxes; oh – add to that a pension in payment! Or so the officers of the DWP , the Government Actuary and the Pensions Regulator would have it. GAD tried to knock the idea … Continue reading

Posted in annuity, dc pensions, de-risking, defined aspiration, Management, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , | 125 Comments

Hose down RBS and Coutts before you put them on the forecourt.

There is a Coutts cash point in my high street – Eton High Street. It charges other bank’s customers for the privilege of using it. You can do that if you have the banking cachet that Coutts believes it has. Most … Continue reading

Posted in Bankers, Change, corporate governance, customer service, Fred Goodwin, Management, RBS, Retail Distribution Review | Tagged , , , , , , , | 2 Comments

Steve Webb’s good week

Now anyone who can talk of a “regulatory regime which allows 1000 flowers to bloom” has got to have been taking the happy pills. Continue reading

Posted in annuity, auto-enrolment, dc pensions, defined aspiration, Liberal Democrats, Management, NEST, pension playpen, pensions, Popcorn Pensions, Treasury | Tagged , , , , , , , , , , , | 17 Comments

It’s not what you say – it’s what you do!

Here is a heart warming story about a man named Barry who works for Kwikfit in Brentford. He is the the hero of this blog – there are some nameless villains but they shall be forgotten – this blog is about Barry. About … Continue reading

Posted in customer service, Management | Tagged , , , , , , , | Leave a comment

Who pays for a register of pensions?

I’ve been writing this week about the small pension policies that most of us have “lying around” in some drawer or other. Maybe they came from well intentioned pension savings plans that just couldn’t be kept up, maybe from company DC schemes that … Continue reading

Posted in annuity, auto-enrolment, Management, Martin Lewis, pensions, Popcorn Pensions, Retail Distribution Review, Retirement, social media, Treasury | Tagged , , , , , , , | 54 Comments

The loyal goose

Listening to two football managers this morning, the Red one who’s in control, the blue one who’s not, it wasn’t hard to see why Ferguson is the titan he is. He got his job the hard way and kept it in … Continue reading

Posted in Management, Yeovil Town | Tagged , , , , , , , | 2 Comments

The language that we use

This from the normally readable Booznews This year’s fact-based shopper marketing study, prepared in partnership with Shopper Sciences and the Grocery Manufacturers Association, reveals, among other findings, that leading CPG manufacturers and retailers are increasingly adopting a solutions-based approach to amplify … Continue reading

Posted in corporate governance, Henry Tapper blog, Management | Leave a comment

Facilitators and Institutions Defined?

  This is an excellent peice by “pragmatist” who blogs at   http://www.sdj-pragmatist.blogspot.com   ” In essence, I’ve defined “facilitators” as organisations that exist to solve their own problems; and “institutions” as organisations that exist to solve their own problems at their … Continue reading

Posted in Management | Tagged , , , , , , , | 1 Comment

Aspirational pensions – popcorn pensions!!

There are going to be a lot of objections to aspirational pensions over the weeks and months to come, but for me they are popcorn pensions – delicious, affordable and while they may not be the haute cuisine of the guaranteed Final Salary plans pragmatic.

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Posted in annuity, auto-enrolment, dc pensions, de-risking, EU Solvency II, happiness, Henry Tapper blog, Management, pension playpen, pensions, Popcorn Pensions, Public sector pensions, Retirement, Treasury | Tagged , , , , , , , | 16 Comments

How’s this for a rip-off?

I’m not sure if it’s my job to whistle blow and so far they have only followed 82 people on twitter (including me) – but don’t you reckon this kind of offer is a little dubious? Continue reading

Posted in customer service, dc pensions, de-risking, happiness, Henry Tapper blog, Management, Martin Lewis | Tagged , , , , , , , , , , , , , | 3 Comments