Category Archives: Henry Tapper blog
Pensions crisis: one in 10 forced to delay retirement
Pummeting annuity rates and poor investment returns means thousands cannot afford to stop work. One in 10 of those due to retire this year will delay taking their pension, as a combination of plummeting annuity rates and poor investment … Continue reading
Aspirational pensions – popcorn pensions!!
There are going to be a lot of objections to aspirational pensions over the weeks and months to come, but for me they are popcorn pensions – delicious, affordable and while they may not be the haute cuisine of the guaranteed Final Salary plans pragmatic.
Posted in annuity, auto-enrolment, dc pensions, de-risking, EU Solvency II, happiness, Henry Tapper blog, Management, pension playpen, pensions, Popcorn Pensions, Public sector pensions, Retirement, Treasury
Tagged Defined benefit pension plan, Dutch, National Association of Pension Funds, pension, Pension Protection Fund, States of Jersey, Steve Webb, Webb
16 Comments
How’s this for a rip-off?
I’m not sure if it’s my job to whistle blow and so far they have only followed 82 people on twitter (including me) – but don’t you reckon this kind of offer is a little dubious? Continue reading
Posted in customer service, dc pensions, de-risking, happiness, Henry Tapper blog, Management, Martin Lewis
Tagged Cash, Credit history, Employment, Financial Service Authority, Financial services, Financial Services Authority, Investment, Marketing, National Employment Savings Trust, No Age, pension, Pension fund, Retirement, Seal hunting
3 Comments
The NAPF point the finger at the £1bn annuity scandal
The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit the needs of the three member … Continue reading
WE’VE GOT OUR POPCORN PENSIONS!
There have been a few times in my life that I have felt completely happy, the birth of my son, winning a scholarship to Bryanston and a telephone call received yesterday evening are three that spring to mind. Moments when your sense of self-worth is captured completely in the realisation that something wonderful has happened. Continue reading
A hunger to educate – more on Popcorn Pensions
Hunger is not a word you’d associate with actuaries. One of our clients described the team working for her as “happy puppies” who approached the task of educating members with ” hunger“. These are not words that exist in the … Continue reading
Posted in annuity, auto-enrolment, customer service, dc pensions, happiness, Henry Tapper blog, mallowstreet, Management, pension playpen, pensions, social media, Treasury
Tagged Actuarial science, Actuary, Business, Employment, Financial services, Human Resources, National Employment Savings Trust
7 Comments
Rose Metcalf- dancing seafarer to the rescue.
Did anyone hear the full interview on Radio Five Live this morning with Rose Metcalf? The 22-year-old dancer told of her night helping passengers, staff and herself off the stricken Costa Concordia with a poise and understatement that suggests she has rather more … Continue reading
Posted in costa concordia, Cruise boats, Henry Tapper blog
Tagged BBC, BBC Radio 5 Live, Carnival Corporation & plc, Costa Concordia, Daily Mail, Dorset, Eurozone, Isola del Giglio, Italy, Radio Five Live, Rose, Rose Metcalf, Timeline of the sinking of RMS Titanic, Tragic, Travel, Wimborne Minster
14 Comments
Sorting the pensions of the “squeezed middle”.
There are three distinct streams among those old enough to work and young enough not to, Stream One is for those who can look forward to retirement with a degree of confidence because their employer is guaranteeing it. They are primarily … Continue reading
Posted in annuity, Bankers, corporate governance, dc pensions, de-risking, EU Solvency II, Fiduciary Management, FSA, Henry Tapper blog, Liability Driven Investment, Martin Lewis, NEST, pensions, Personal Accounts, Retail Distribution Review, Retirement
Tagged Government, Insurance, Open Market Option, pension, Pensions Management Institute, Retirement, Single-stream recycling, Solvency II, Stream, Tom McPhail, Treasury
10 Comments