Category Archives: Henry Tapper blog

The 500,000 retirees abandoned by the Government

If you have purchased an annuity in the past three years of are likely to purchase one in the next three years you will be buying into pension conversion rates artificially depressed by the Government‘s quantitive easing program and by insurance … Continue reading

Posted in annuity, Bankers, corporate governance, dc pensions, Henry Tapper blog, pensions, Retirement | Tagged , , , , , , , , | 5 Comments

How shares work (for us and our pensions)

Shares haven’t worked well for us over the past twelve years. World stock markets, especially the mature markets in Britain , Japan and the US, are worth less today than they were at the turn of the millenium. While some company’s shares … Continue reading

Posted in auto-enrolment, Bankers, Change, corporate governance, customer service, dc pensions, defined aspiration, FSA, happiness, Henry Tapper blog, Retirement | Tagged , , , , , , , | 12 Comments

Snow business

On Monday evening the Tapsmobile set it’s wheels in a northerly direction and the following morning rolled into the little Perthshire village of Kinlochrannoch. We left in a balmy 17 degrees of sunshine and arrived in a snowstorm. Such changes in climate … Continue reading

Posted in happiness, Henry Tapper blog | Tagged , , , , , , , , , , | 1 Comment

“I felt I’d helped”

What I am most keen to do, is to make sure that the pride that drove the simple words “I felt I helped”, is remembered and used by the youngsters when times get tough again.

Continue reading

Posted in Change, de-risking, Financial Education, Henry Tapper blog, pensions, Popcorn Pensions | Tagged , , , , , , , , | 5 Comments

Now more than ever we need to remember why universal benefits are important

Now more than ever we need to remember why universal benefits are important.

Posted in Change, dc pensions, Henry Tapper blog | 1 Comment

Building an online community

  The Kings Men I am sitting on a misty Cotswold hill in utter tranquility. Only the pad of the keys breaks the silence. The morning is still and there is a prospect of a beautiful day. I am alone. … Continue reading

Posted in cheltenham festival, customer service, Facebook, Henry Tapper blog, Horse racing, pension playpen, Pension Rocks III, pensions, social media, twitter | Tagged , , , , , , , | 2 Comments

Don’t kid people that pensions are easy

 A well-respected (and very good) pension lawyer recently posted this question on a pensions website The news from the NAPF that one in three workers may opt out of pension saving despite being automatically enrolled is depressing reading for anyone. … Continue reading

Posted in annuity, auto-enrolment, dc pensions, de-risking, Henry Tapper blog, pensions | Tagged , , , , , , , | 17 Comments

Blogging at the NAPF Investment Conference

I’m not going to next week’s NAPF investment conference. However I hope to be almost as enthused by its debates as if I was.  That’s because I’m opening up http://www.henrytapper.com and the Pension Play Pen to anyone who cares to share … Continue reading

Posted in Henry Tapper blog, pension playpen, twitter | 3 Comments

Whatever happened to “stakeholder economics”?

When Blair swept to power in 1997, Will Hutton‘s vision of a stakeholder economy was central to New Labour‘s vision. While the idealism of those years is now derided, I prefer it to the negativity of today’s commentary. Listening to … Continue reading

Posted in Bankers, corporate governance, Henry Tapper blog, Jersey, pension playpen, pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , , , , , , , | 4 Comments

The language that we use

This from the normally readable Booznews This year’s fact-based shopper marketing study, prepared in partnership with Shopper Sciences and the Grocery Manufacturers Association, reveals, among other findings, that leading CPG manufacturers and retailers are increasingly adopting a solutions-based approach to amplify … Continue reading

Posted in corporate governance, Henry Tapper blog, Management | Leave a comment